CONGRESS FOR VOTERS

House Roll Call 178

119th Congress · Session 2 · May 20, 2026

A fast-track vote, needing two-thirds to pass

The House sets aside its normal procedure to move quickly: no amendments, little debate, and a two-thirds bar instead of a simple majority. It is used for measures expected to be uncontroversial, so a bill that fails here failed despite broad expectations that it would not.

What was being voted on

119-HR-4544 — American Access to Banking Act

This bill directs Federal financial institutions regulatory agencies to promote the formation of de novo regulated institutions. The bill aims to streamline the application process by reviewing application forms and minimizing information requests. It also instructs agencies to review how these institutions raise capital in consultation with the SEC. Additionally, the act establishes a caseworker system to assist applicants and creates a mentor-protege partnership program. Agencies are also required to develop engagement plans to consult with State regulators and various stakeholders.

The House recorded this as
On Motion to Suspend the Rules and Pass, as Amended
American Access to Banking Act
Result: Passed
Needed two-thirds of those voting, a higher bar than usual — reserved for fast-tracked bills, overriding a veto, and treaties.
Yea: 405Nay: 4Not Voting: 21430 members
PartyYeaNayPresentNot Voting
Democrat D205007
Independent I1000
Republican R1994014
Official record
How each member voted (430)
405 yea, 4 nay, 21 not voting