Bill · S. 46· Senate(119-S-46)
Health Care Affordability Act of 2025
- Introduced
- 1/9/2025
- Last activity
- 1/9/2025 — Read twice and referred to the Committee on Finance.
- Sponsored by
- Jeanne Shaheen
- Cosponsors
- - 43 - 0
- Introduced
- In Committee
What this bill would do
The Health Care Affordability Act of 2025 seeks to amend the Internal Revenue Code of 1986. This bill aims to expand eligibility for the refundable credit for coverage under a qualified health plan. It proposes changes to the applicable percentages for different household income tiers. These changes include a sliding scale for premium percentages based on income relative to the poverty line. The amendments are intended to take effect for taxable years beginning after December 31, 2025.
Yes· 3 of 13
Would households on low incomes be better off under this?+7
The bill increases premium coverage for households at various levels of the poverty line.
Does this strengthen the Affordable Care Act?+6
The bill expands eligibility for the premium tax credit by removing the 400 percent income cap.
Would middle-income households be better off under this?+5
The new sliding scale allows for higher coverage percentages for middle-income earners.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Expanded Credit Eligibility: The bill strikes the language "but does not exceed 400 percent" from section 36B(c)(1), which expands the eligibility for the refundable credit for coverage under a qualified health plan (Section 2(a)).
-
Adjusted Premium Percentages: The bill implements a sliding scale for premium percentages based on household income tiers, which could affect how much of the premium is covered for various income levels (Section 2(b)(1)).
Potential Negative Impacts for People
- No negative impacts or burdens are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+7Good For Middle Class Households+5Good For African Americans+4Good For Asian Americans+4Good For Hispanic Americans+4Good For Men+4Good For Middle Aged+4Good For White Americans+4Good For Women+4Good For Young Adults+4
- Healthcare
- Increases Affordable Care Act Support+6Reduces Private Insurance Premiums+5
- Social Issues And Justice
- Improves Poverty Reduction+3
- 7/21/2025
- 1 Cosponsor added.
- 4/28/2025
- 1 Cosponsor added.
- 4/9/2025
- 1 Cosponsor added.
- 1/23/2025
- 1 Cosponsor added.
- 1/13/2025
- 1 Cosponsor added.
- 1/9/2025
- Read twice and referred to the Committee on Finance.
- 39 Cosponsors added.
- Introduced in Senate
6 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
- 119-HR-247: Health Care Affordability Act of 2025
- 119-HR-4849: Protecting Health Care and Lowering Costs Act of 2025
- 119-HR-6900: American Affordability Act of 2025
- 119-HR-7767: Make Billionaires Pay Their Fair Share Act
- 119-S-2556: Protecting Health Care and Lowering Costs Act
- 119-S-3956: Make Billionaires Pay Their Fair Share Act
Angela AlsobrooksDemocrat · Maryland
Tammy BaldwinDemocrat · Wisconsin
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Ron WydenDemocrat · Oregon
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Elizabeth WarrenDemocrat · Massachusetts