CONGRESS FOR VOTERS

DemocratBill · H.R. 247· House(119-HR-247)

Health Care Affordability Act of 2025

Rep. Underwood
Age: 40 years
Illinois
Introduced
1/9/2025
Last activity
1/9/2025 — Referred to the House Committee on Ways and Means.
Sponsored by
Lauren Underwood
Cosponsors
Democrat - 165Republican - 0
Taxation
  1. Introduced
  2. In Committee

What this bill would do

This bill, titled the "Health Care Affordability Act of 2025," proposes changes to the Internal Revenue Code of 1986. It specifically aims to expand eligibility for the refundable credit for coverage under a qualified health plan. The legislation modifies how applicable percentages are calculated based on household income tiers. These changes involve a sliding scale for premium percentages across different income levels. The amendments are intended to take effect for taxable years beginning after December 31, 2025.

Yes· 3 of 7

  • Would households on low incomes be better off under this?+5

    The bill expands the eligibility and adjusts percentages to provide better premium support for various income levels.

  • Does this strengthen the Affordable Care Act?+5

    The bill expands the eligibility for premium tax credits which is a core component of the Affordable Care Act.

  • Would middle-income households be better off under this?+4

    The bill expands the credit eligibility beyond the 400 percent poverty line threshold, benefiting middle-income earners.

The opposite

  • Does this reduce what the federal government spends?-2

    Expanding the health insurance premium credit increases federal expenditures.