Bill · H.R. 4849· House(119-HR-4849)

Protecting Health Care and Lowering Costs Act of 2025

Age: 49 years

California

Introduced: 8/1/2025
Last activity: 8/1/2025 — Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sponsored by: Adam Gray
Cosponsors: - 142 - 0

Taxation

Introduced
In Committee

What this bill would do

This bill, titled the ``Protecting Health Care and Lowering Costs Act of 2025'', seeks to repeal specific health-related parts of a previous act. It specifically targets Subtitle B of title VII of the Act to provide for reconciliation pursuant to title II of H. Con. Res. 14. Additionally, the bill aims to increase eligibility for the premium tax credit. It modifies the Internal Revenue Code of 1986 by striking certain income limits. These changes regarding tax credits are intended to apply to taxable years starting after December 31, 2025.

Yes· 3 of 7

Would households on low incomes be better off under this?+7
Increased tax credit eligibility provides significant financial relief for lower-income earners.
Does this strengthen the Affordable Care Act?+6
The bill expands premium tax credit eligibility by removing the 400 percent income cap and establishing a new sliding scale for percentages.
Would middle-income households be better off under this?+5
Removing the 400 percent income cap allows middle-income households to access higher premium tax credits.