Bill · H.R. 5509· House(119-HR-5509)
Safe Step Act
- Introduced
- 9/19/2025
- Last activity
- 9/19/2025 — Referred to the House Committee on Education and Workforce.
- Sponsored by
- Rick Allen
- Cosponsors
- - 56 - 113
- Introduced
- In Committee
What this bill would do
The Safe Step Act seeks to amend the Employee Retirement Income Security Act of 1974. This bill requires group health plans or health insurance issuers that use medication step therapy protocols to provide a specific exceptions process. It mandates a clear, prompt, and transparent way for participants, beneficiaries, or their prescribers to request an exception to these protocols. The bill outlines specific circumstances that would qualify for an exception, such as ineffective previous treatments or risks of severe consequences. Additionally, it establishes strict timelines for how quickly insurance plans must respond to these requests.
Yes· 3 of 27
Does this make health care easier to get in general?+7
Reduces barriers to necessary medications by streamlining the exception process for step therapy.
Would people with disabilities be better off under this?+6
Directly addresses barriers to medications for people whose conditions make standard step therapy harmful or ineffective.
Would people over 65 be better off under this?+5
High likelihood of benefit for seniors who often manage multiple comorbidities requiring specific non-preferred drugs.
The opposite
Does this protect people from being watched or searched?-2
Requires the disclosure of private medical records to insurance companies to qualify for medication exceptions.
Does this give people more control over their personal data?-2
May require patients to disclose sensitive medical history and records to insurance plans to obtain exceptions.
Would business owners be better off under this?-1
May increase administrative costs for employers managing group health plans.
Who it would affect, and how
Potential Positive Impacts for People
-
Access to Necessary Medication: Plans must cover requested drugs if certain criteria are met, such as when previous treatments were ineffective, a delay in treatment would cause severe consequences, or a drug is contraindicated due to potential harm (Section 2(a)(2) and Section 2(b)).
-
Standardized and Transparent Processes: The bill requires a clear process that uses standard forms available in both paper and electronic formats, making it easier for people to navigate (Section 2(c)(1)).
-
Protection of Physical and Mental Function: Exceptions can be requested if a required treatment prevents a person from achieving or maintaining reasonable and safe functional ability in occupational responsibilities or activities of daily living (Section 2(b)(4)).
-
Stability for Chronic Conditions: People who are stable on a specific drug and have had prior coverage for it through a public or private plan can qualify for an exception (Section 2(b)(5)).
-
Faster Decision Making: The bill mandates quick response times, requiring a determination within 72 hours for standard requests, or as little as 24 hours for expedited requests involving serious threats to life or health (Section 2(d)).
-
Consistency in Coverage: Once an exception is granted, coverage for the requested drug must remain in effect for at least one year (Section 2(e)).
Potential Negative Impacts for People
-
Information Disclosure Requirements: To qualify for an exception, participants or beneficiaries may be required to disclose their medical history or other health records to demonstrate that they have tried other drugs or established stability (Section 2(c)(1)(D)).
-
Administrative Burden: While the bill aims for clarity, the process still requires the submission of specific criteria and documentation to the plan or issuer to determine if an exception is warranted (Section 2(c)(1)(D)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For People With Disabilities+6Good For Seniors+5Good For African Americans+4Good For Asian Americans+4Good For Children+4Good For Hispanic Americans+4Good For L G B T Q Community+4Good For Low Income Households+4Good For Men+4Good For Middle Aged+4Good For Middle Class Households+4Good For Native Americans+4Good For Union Workers+4Good For White Americans+4Good For Women+4Good For Young Adults+4Good For Billionaires+3Good For High Income Households+3Good For High Net Worth Individuals+3Good For Ultra High Net Worth Individuals+3Good For Business Owners-1
- Healthcare
- Improves Healthcare Access+7Improves Mental Health Access+3
- Governance And Ideology
- Improves Due Process+4Improves Government Transparency+3Increases Federal Power+2Improves Privacy Rights-2
- Economy And Finance
- Improves Consumer Protection+5
- Social Issues And Justice
- Improves Disability Rights+4
- Education And Technology
- Improves Data Privacy-2
- 10/5/2026
- 7 Cosponsors added.
- 9/14/2026
- 4 Cosponsors added.
- 9/1/2026
- 3 Cosponsors added.
- 7/22/2026
- 2 Cosponsors added.
- 7/14/2026
- 5 Cosponsors added.
- 6/30/2026
- 2 Cosponsors added.
- 6/24/2026
- 1 Cosponsor added.
- 6/23/2026
- 3 Cosponsors added.
- 6/11/2026
- 3 Cosponsors added.
- 6/4/2026
- 1 Cosponsor added.
- 5/21/2026
- 2 Cosponsors added.
- 5/13/2026
- 6 Cosponsors added.
- 4/29/2026
- 2 Cosponsors added.
- 4/28/2026
- 1 Cosponsor added.
- 4/27/2026
- 5 Cosponsors added.
- 4/15/2026
- 16 Cosponsors added.
- 3/26/2026
- 4 Cosponsors added.
- 3/25/2026
- 2 Cosponsors added.
- 3/18/2026
- 11 Cosponsors added.
- 3/4/2026
- 8 Cosponsors added.
- 2/24/2026
- 3 Cosponsors added.
- 2/20/2026
- 11 Cosponsors added.
- 2/12/2026
- 9 Cosponsors added.
- 2/10/2026
- 3 Cosponsors added.
- 2/4/2026
- 2 Cosponsors added.
- 1/22/2026
- 1 Cosponsor added.
- 1/20/2026
- 2 Cosponsors added.
- 1/14/2026
- 1 Cosponsor added.
- 1/13/2026
- 1 Cosponsor added.
- 1/7/2026
- 1 Cosponsor added.
- 12/16/2025
- 5 Cosponsors added.
- 12/12/2025
- 4 Cosponsors added.
- 12/10/2025
- 2 Cosponsors added.
- 12/9/2025
- 1 Cosponsor added.
- 11/21/2025
- 1 Cosponsor added.
- 11/20/2025
- 1 Cosponsor added.
- 11/17/2025
- 3 Cosponsors added.
- 11/7/2025
- 26 Cosponsors added.
- 9/19/2025
- Referred to the House Committee on Education and Workforce.
- 4 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
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