CONGRESS FOR VOTERS

DemocratBill · H.R. 3694· House(119-HR-3694)

VALID Act of 2025

Rep. Pettersen
Age: 45 years
Colorado
Introduced
6/3/2025
Last activity
6/3/2025 — Referred to the House Committee on Financial Services.
Sponsored by
Brittany Pettersen
Cosponsors
Democrat - 57Republican - 37
Housing and Community Development
  1. Introduced
  2. In Committee

What this bill would do

This bill is known as the VA Loan Informed Disclosure Act of 2025, or the VALID Act of 2025. It changes the National Housing Act and the Housing and Community Development Act of 1992. The bill requires that information about VA home loans be added to the Informed Consumer Choice Disclosure given to people looking to get FHA loans. It also makes sure original lenders do not have to figure out if a borrower is actually eligible for a VA loan when giving this notice. Additionally, the bill requires a military service question to be added to the Uniform Residential Loan Application above the signature line.

Yes· 3 of 5

  • Would veterans be better off under this, taking everything together?+5

    The bill directly benefits veterans by ensuring better disclosure of VA loan opportunities.

  • Does this increase the pay, pensions or support veterans receive?+4

    The bill aids veterans by improving the visibility of VA home loan benefits during the mortgage application process.

  • Does this make housing cost less?+4

    The bill improves access to affordable housing information by highlighting VA loan options to FHA borrowers.

The opposite

No question was scored the opposite.