Bill · S. 3341· Senate(119-S-3341)
Investing in All of America Act of 2025
- Introduced
- 12/3/2025
- Last activity
- 12/3/2025 — Read twice and referred to the Committee on Small Business and Entrepreneurship.
- Sponsored by
- John Hickenlooper
- Cosponsors
- - 3 - 4
- Introduced
- In Committee
What this bill would do
The Investing in All of America Act of 2025 seeks to amend the Small Business Investment Act of 1958. This bill changes how leverage limits are calculated for certain companies. Specifically, it aims to exclude certain amounts of investment from leverage limits when funds go to specific types of businesses. These include small businesses in rural or low-income areas, those in critical technology areas, and small manufacturers. The bill also updates definitions regarding various funds and investment amounts.
Yes· 3 of 11
Would business owners be better off under this?+5
The bill expands investment capabilities for small business owners in specific sectors and regions.
Does this make it easier to run a small business?+5
The bill provides targeted investment relief for small businesses in rural areas, low-income areas, critical technology, and manufacturing.
Would people in rural areas be better off under this?+4
The bill incentivizes investment specifically targeting rural areas.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Support for Rural and Low-Income Areas: The bill allows for the exclusion of certain investments from leverage calculations for small business concerns located in low-sincome geographic areas or rural areas. This could provide more investment opportunities for these regions (Section 2(b)(3)(C)(i)).
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Support for Critical Technology: Small businesses operating primarily in covered technology categories may benefit from excluded investment amounts from the leverage limit (Section 2(b)(3)(C)(i)).
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Support for Small Manufacturers: The bill expands the scope to include small manufacturers in the leverage exclusion provisions (Section 2(b)(3)(C)(i)).
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Increased Leverage Limits for Certain Companies: The bill increases the maximum leverage limits for specific companies. For example, it increases the limit for commonly controlled companies that make quarterly or semiannual interest payments from $350,000,000 to $475,000,000 (Section 2(b)(2)(2)).
Potential Negative Impacts for People
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Reduced Leverage Limits for Some Companies: Under the proposed amendments, the limit for certain companies is changed from $300 to $200 (Section 2(b)(1)(A)(i)). Additionally, the limit for companies that do not make quarterly or semiannual interest payments is set at $175,000,000 (Section 2(b)(1)(A)(ii)).
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Restrictions on Exclusions: The amount excluded from the leverage calculation is limited to the lesser of 50 percent of the private capital of the company or companies or $125,000,000 (Section 2(b)(3)(C)(ii)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Business Owners+5Good For Rural Residents+4Good For Low Income Households+2
- Economy And Finance
- Improves Small Business Support+5Improves Economic Growth+3Increases Job Creation+3
- Environment Energy And Infrastructure
- Improves Rural Development+4
- Social Issues And Justice
- Improves Poverty Reduction+2Improves Racial Equity+2
- Education And Technology
- Increases Scientific Research Funding+2
- National Security And Foreign Policy
- Improves Cybersecurity Defense+2
- 3/11/2026
- 1 Cosponsor added.
- 2/10/2026
- 2 Cosponsors added.
- 1/28/2026
- 1 Cosponsor added.
- 12/3/2025
- Read twice and referred to the Committee on Small Business and Entrepreneurship.
- 3 Cosponsors added.
- Introduced in Senate
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Cory BookerDemocrat · New Jersey
Ted BuddRepublican · North Carolina
Christopher CoonsDemocrat · Delaware
Jon HustedRepublican · Ohio
Roger MarshallRepublican · Kansas
Jacky RosenDemocrat · Nevada
Todd YoungRepublican · Indiana