Investing in All of America Act of 2025

Support for Rural and Low-Income Areas: The bill excludes certain investments from the leverage limit for small business concerns located in low-income geographic areas or rural areas. This could provide more investment opportunities for these specific regions. (Section 2(b)(3)(A)(i) and (C)(b)(i)(ii))

Support for Critical Technology and Manufacturing: The bill allows for leverage exclusions for small businesses operating in covered technology categories or for small manufacturers. This could provide increased financial resources for these specific industries. (Section 2(b)(3)(A)(i) and (C)(b)(i)(v))

Updated Financial Limits: The bill adjusts maximum leverage amounts and includes an annual adjustment process based on the Consumer Price Index. This ensures that the dollar amounts for investment limits can change over time with inflation. (Section 2(b)(2) and Section 2(b)(4)(E))

Lowered Standard Leverage Limits: The bill changes the specific dollar amounts for certain leverage limits, such as reducing a figure from $300 to $200 in certain subparagraphs. (Section 2(b)(1)(A)(i))

Investment Limitations: The exclusion of investments from the leverage calculation is subject to a cap. The aggregate amount excluded cannot exceed 50 percent of the private capital of the company or $125,000,000, whichever is less. (Section 2(b)(3)(C)(B)(ii))