Bill · H.R. 2978· House(119-HR-2978)

GUARD Act

Age: 47 years

Iowa

Introduced: 4/21/2025
Last activity: 9/16/2026 — Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.
Sponsored by: Zachary Nunn
Cosponsors: - 30 - 24

Crime and Law Enforcement

Introduced
Passed House
Awaiting Senate
On Senate calendar

What this bill would do

This bill is known as the Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026. It allows State, local, and Tribal law enforcement agencies that receive certain Federal grant funds to use that money to investigate elder financial fraud, pig butchering, and general financial fraud. The legislation also clarifies that Federal law enforcement agencies can assist these local agencies with blockchain tracing tools and related technology. Additionally, the bill requires various reports to be submitted to Congress regarding fraud statistics, scam trends, and recovery efforts. Finally, it outlines definitions for financial crimes, scams, and eligible grant funds to guide law enforcement efforts.

Yes· 3 of 21

Would people over 65 be better off under this?+9
The bill specifically prioritizes the investigation of elder financial fraud to protect seniors.
Would retired people be better off under this?+9
Directly aims to protect retirees from deception and financial fraud.
Does this give people more protection from unfair business practices?+7
The bill specifically targets the investigation of financial fraud, scams, and pig butchering to protect consumers.

The opposite

No question was scored the opposite.

What Congress actually voted on

One recorded vote has been taken on this bill.

The House: a fast-track vote, needing two-thirds to passPassed 414–7
The House sets aside its normal procedure to move quickly: no amendments, little debate, and a two-thirds bar instead of a simple majority. It is used for measures expected to be uncontroversial, so a bill that fails here failed despite broad expectations that it would not.
09/15/2026 · Roll call 301 · recorded as “On Motion to Suspend the Rules and Pass, as Amended”