Bill · S. 2414· Senate(119-S-2414)
Housing Supply Expansion Act of 2025
- Introduced
- 7/23/2025
- Last activity
- 7/23/2025 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- Thomas Tillis
- Cosponsors
- - 4 - 7
- Introduced
- In Committee
What this bill would do
The Housing Supply Expansion Act of 2025 updates the definition of a manufactured home to include those without a permanent chassis. It requires States to submit initial and annual certifications to the Secretary to ensure their laws treat these homes with parity regarding financing, title, insurance, and other areas. States must also amend their laws and regulations to match this updated definition. If a State fails to submit the required certifications, it must prohibit the manufacture, installation, or sale of "covered manufactured homes." This bill also allows the Secretary of Housing and Urban Development to coordinate with other Federal agencies regarding these updated definitions.
Yes· 3 of 26
Would households on low incomes be better off under this?+6
The bill is highly beneficial for low-income households as it expands affordable housing options.
Does this make housing cost less?+4
The bill aims to increase affordable housing options by updating the definition of a manufactured home.
Would middle-income households be better off under this?+3
The bill provides some benefit to middle-class households by increasing housing supply.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Parity for different home types: Under Section 2(a) and 2(b), manufactured homes without a permanent chassis would be treated with parity to those with a permanent chassis. This applies to several key areas including financing, title, insurance, manufacture, sale, taxes, and installation.
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Federal coordination: Section 2(c) allows the Secretary of Housing and Urban Development to coordinate with other Federal agencies to ensure they treat manufactured homes under the updated definition in the same manner.
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State Support: Section 2(d) adds a provision for model guidance to help States submit the required certifications.
Potential Negative Impacts for People
-
Prohibitions due to state inaction: Under Section 2(b)(5)(B), if a State fails to submit the required initial or annual certifications, that State must prohibit the manufacture, installation, or sale of a "covered manufactured home." A "covered manufactured home" is defined as one constructed without a permanent chassis that is otherwise considered a manufactured home.
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State Regulatory Burdens: Section 2(b)(2) requires States to take steps to ensure the veracity of their certification, which may include amending the definition of "manufactured home" in State laws and regulations or directing State agencies to amend their regulations.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+6Good For Middle Class Households+3Good For African Americans+2Good For Asian Americans+2Good For Hispanic Americans+2Good For Immigrants+2Good For Native Americans+2Good For People With Disabilities+2Good For Retirees+2Good For Rural Residents+2Good For Seniors+2Good For Students+2Good For White Americans+2Good For Young Adults+2Good For Business Owners+1Good For Men+1Good For Middle Aged+1Good For Urban Residents+1Good For Women+1
- Social Issues And Justice
- Improves Affordable Housing+4Improves Poverty Reduction+1Reduces Homelessness+1
- Economy And Finance
- Improves Economic Growth+1Improves Small Business Support+1Increases Job Creation+1
- Environment Energy And Infrastructure
- Improves Rural Development+1
- 2/26/2026
- 1 Cosponsor added.
- 12/11/2025
- 1 Cosponsor added.
- 9/30/2025
- 1 Cosponsor added.
- 7/28/2025
- 2 Cosponsors added.
- 7/23/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 6 Cosponsors added.
- Introduced in Senate
3 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Katie BrittRepublican · Alabama
Mike CrapoRepublican · Idaho
Ruben GallegoDemocrat · Arizona
Maggie HassanDemocrat · New Hampshire
Jon HustedRepublican · Ohio
Mark KellyDemocrat · Arizona
Alex PadillaDemocrat · California
Tim ScottRepublican · South Carolina
Brian SchatzDemocrat · Hawaii
Raphael WarnockDemocrat · Georgia
Mark WarnerDemocrat · Virginia