Bill · H.Res. 294· House(119-HRES-294)
Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications"; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.
- Introduced
- 4/7/2025
- Last activity
- 4/8/2025 — Motion to reconsider laid on the table Agreed to without objection.
- Sponsored by
- Virginia Foxx
- Cosponsors
- None
- Introduced
- Adopted by the House
A House resolution is the House speaking for itself: stating a position, honouring someone, or setting its own rules. Adopting it is the whole process. Once the House agrees to it, it is officially the House's word; it is not a law, so the Senate and the President have no part in it.
What this bill would do
This resolution sets the rules for considering several different legislative matters in the House of Representatives. It establishes procedures for discussing a joint resolution to disapprove a rule regarding overdraft lending at very large financial institutions. It also provides terms for considering a joint resolution regarding digital consumer payment applications. Additionally, it sets the rules for debating a bill to limit the authority of district courts to provide injunctive relief. Finally, it outlines the process for considering a bill that would require proof of United States citizenship for federal election registration.
Yes
No question was scored yes.
The opposite· 3 of 10
Does this protect the right to fair treatment by the courts?-3
The bill includes H.R. 1526 which seeks to limit the ability of district courts to provide injunctive relief, potentially impacting legal recourse.
Does this give people more protection from unfair business practices?-3
The resolution facilitates the consideration of measures that would disapprove rules regarding overdraft lending and digital payment applications which are consumer protection measures.
Would households on low incomes be better off under this?-2
The resolution permits considering rules that would disapprove overdraft protections which frequently benefit low-income consumers.
What Congress actually voted on
2 recorded votes have been taken on this bill. One of them decided something; the rest moved it along.
- The House: the vote on whether to adopt the resolutionPassed 213–211
A resolution is one chamber speaking for itself — setting its own rules, taking a position, honouring someone — and it never goes to the President. Agreeing to it is the whole decision.
04/08/2025 · Roll call 92 · recorded as “On Agreeing to the Resolution”
Who it would affect, and how
Potential Positive Impacts for People
-
Addressing Overdraft Lending: The resolution allows for the consideration of a joint resolution (S.J. Res. 18) that addresses a rule from the Bureau of Consumer Financial Protection regarding "Overdraft Lending: Very Large Financial Institutions" (Sec. 1).
-
Addressing Digital Payment Applications: The resolution allows for the consideration of a joint resolution (S.J. Res. 28) regarding the rule for "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications" (Sec. 2).
-
Limiting Judicial Authority: The resolution allows for the consideration of H.R. 1526, which seeks to amend title 28 of the United States Code to limit the authority of district courts to provide injunctive relief (Sec. 3).
-
Voter Registration Requirements: The resolution allows for the consideration of H.R. 22, which would amend the National Voter Registration Act of 1993 to require proof of United States citizenship when registering to vote in Federal elections (Sec. 4).
Potential Negative Impacts for People
-
Changes to Judicial Relief: H.R. 1526 aims to limit the authority of district courts to provide injunctive relief (Sec. 3).
-
Changes to Voter Registration: H.R. 22 would require proof of United States citizenship to register an individual to vote in elections for Federal office (Sec. 4).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For African Americans-2Good For Hispanic Americans-2Good For Immigrants-2Good For Low Income Households-2
- Governance And Ideology
- Improves Due Process-3Improves Electoral Process-2Increases Federal Power-2
- Social Issues And Justice
- Improves Voting Access-2Improves Voting Rights-2
- Economy And Finance
- Improves Consumer Protection-3
- 4/8/2025
- Motion to reconsider laid on the table Agreed to without objection.
- Passed/agreed to in House: On agreeing to the resolution Agreed to by recorded vote: 213 - 211 (Roll no. 92). (text: CR H1473: 2)
- On agreeing to the resolution Agreed to by recorded vote: 213 - 211 (Roll no. 92). (text: CR H1473)
- On ordering the previous question Agreed to by the Yeas and Nays: 213 - 211 (Roll no. 91).
- Considered as unfinished business. (consideration: CR H1480-1481)
- POSTPONED PROCEEDINGS - At the conclusion of debate on H. Res. 294, the Chair put the question on ordering the previous question and by voice vote announced that the ayes had prevailed. Mr. McGovern demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
- DEBATE - The House proceeded with one hour of debate on H. Res. 294.
- Considered as privileged matter. (consideration: CR H1473-1480)
- 4/7/2025
- The House Committee on Rules reported an original measure, H. Rept. 119-50, by Ms. Foxx.
- Placed on the House Calendar, Calendar No. 15.
- The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.
- Bill introduced.
8 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
- 119-HR-22: SAVE Act
- 119-HR-1526: NORRA of 2025
- 119-SJRES-18: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
- 119-SJRES-28: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
- 119-HRES-164: Providing for the consideration of the resolution (H. Res. 23) permitting parental remote voting by proxy, and for other purposes.
- 119-HRES-282: Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions''; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ''Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.
- 119-HRES-287: Providing for the consideration of S.J. Res. 18, S.J. Res 24, H.R. 1526, and H.R. 22.
- 119-HRES-293: Providing for the announcement of pairs from a written list furnished to the Clerk, and for other purposes.