Bill · H.Res. 287· House(119-HRES-287)
Providing for the consideration of S.J. Res. 18, S.J. Res 24, H.R. 1526, and H.R. 22.
- Introduced
- 4/1/2025
- Last activity
- 4/1/2025 — Referred to the House Committee on Rules.
- Sponsored by
- W. Steube
- Cosponsors
- None
- Introduced
- In Committee
A House resolution is the House speaking for itself: stating a position, honouring someone, or setting its own rules. Adopting it is the whole process. Once the House agrees to it, it is officially the House's word; it is not a law, so the Senate and the President have no part in it.
What this bill would do
This resolution provides for the House of Representatives to consider several different legislative items. It addresses a joint resolution disapproving a rule by the Bureau of Consumer Financial Protection regarding overdraft lending at very large financial institutions. It also addresses a joint resolution disapproving a rule regarding the definition of larger participants in the market for digital consumer payment applications. Additionally, the resolution allows for the consideration of H.R. 1526, which aims to limit the authority of district courts to provide injunctive relief. Finally, it provides for the consideration of H.R. 22, which would amend the National Voter Registration Act of 1993 to require proof of United States citizenship for federal election registration.
Yes
Would business owners be better off under this?+2
Reducing regulatory oversight from the CFPB can lower compliance burdens for financial institutions.
The opposite· 3 of 6
Does this give people more protection from unfair business practices?-5
The disapproval of CFPB rules regarding overdrafts and digital payments may reduce consumer protections in the financial sector.
Does this give the federal government more power?-4
Limiting the authority of district courts to provide injunctive relief reduces judicial power in favor of other branches.
Does this protect the right to fair treatment by the courts?-4
Limiting injunctive relief can restrict the ability of individuals to seek immediate judicial remedies.
Who it would affect, and how
Potential Positive Impacts for People
-
Disapproval of Overdraft Lending Rules: The consideration of S.J. Res. 18 involves disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ``Overdraft Lending: Very Large Financial Institutions''. (Sec. 1)
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Disapproval of Digital Payment Rules: The consideration of S.J. Res. 28 involves disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ``Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''. (Sec. 2)
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Limiting Injunctive Relief: The consideration of H.R. 1526 involves amending title 28, United States Code, to limit the authority of district courts to provide injunctive relief. (Sec. 3)
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Citizenship Requirements for Voting: The consideration of H.R. 22 involves amending the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office. (Sec. 4)
Potential Negative Impacts for People
-
Disapproval of Overdraft Lending Rules: The consideration of S.J. Res. 18 involves disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ``Overdraft Lending: Very Large Financial Institutions''. (Sec. 1)
-
Disapproval of Digital Payment Rules: The consideration of S.J. Res. 28 involves disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ``Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''. (Sec. 2)
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Limiting Injunctive Relief: The consideration of H.R. 1526 involves amending title 28, United States Code, to limit the authority of district courts to provide injunctive relief. (Sec. 3)
-
Citizenship Requirements for Voting: The consideration of H.R. 22 involves amending the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office. (Sec. 4)
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Governance And Ideology
- Improves Due Process-4Increases Federal Power-4
- Social Issues And Justice
- Improves Voting Access-3Improves Voting Rights-3
- Economy And Finance
- Improves Consumer Protection-5
- Demographic And Interest Groups
- Good For Business Owners+2Good For Low Income Households-3
- 4/1/2025
- Submitted in House
- Referred to the House Committee on Rules.
3 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
- 119-HRES-94: Expressing support for the Nation's local public K-12 schools and condemning any actions that would defund public education or weaken or dismantle the Department of Education.
- 119-HRES-282: Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions''; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ''Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.
- 119-HRES-294: Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications"; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.