Bill · H.R. 5105· House(119-HR-5105)

UNLOCK Act

Age: 56 years

California

Introduced: 9/3/2025
Last activity: 9/3/2025 — Referred to the House Committee on Financial Services.
Sponsored by: Sam Liccardo
Cosponsors: - 6 - 7

Housing and Community Development

Introduced
In Committee

What this bill would do

This bill is known as the Unleashing Needed Local Options to Construct and Keep Housing Act or the UNLOCK Act. It was introduced in the House of Representatives on September 3, 2025. The legislation amends the Housing and Community Development Act of 1974. Its main purpose is to expand new home construction. Specifically, it allows certain entities that receive funds under section 106 to use those funds for building new residential housing for low- and moderate-income people. This construction can happen with or without the help of neighborhood-based nonprofits or other public and private nonprofits.

Yes· 3 of 23

Would households on low incomes be better off under this?+8
The bill is explicitly tailored to support the construction of new residential housing for low- and moderate-income persons.
Does this make housing cost less?+7
The bill directly authorizes the use of existing funding streams for constructing new residential housing for low- and moderate-income persons.
Is this likely to reduce homelessness?+6
Increasing the supply of low- and moderate-income housing helps address housing scarcity and homelessness.