Bill · S. 3169· Senate(119-S-3169)
UNLOCK Housing Act
- Introduced
- 11/10/2025
- Last activity
- 11/10/2025 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- Andy Kim
- Cosponsors
- - 1 - 1
- Introduced
- In Committee
What this bill would do
The UNLOCK Housing Act aims to amend the Housing and Community Development Act of 1974. Its primary purpose is to expand the construction of new homes. Specifically, it allows certain entities that receive funds under section 106 to build new residential housing for low- and moderate-income persons. This construction can happen with or without help from nonprofit organizations.
Yes· 3 of 32
Would households on low incomes be better off under this?+9
The bill specifically targets new residential construction for low-income persons.
Does this make housing cost less?+8
The bill specifically expands the ability to construct new residential housing for low- and moderate-income persons.
Would middle-income households be better off under this?+6
The bill specifically includes moderate-income persons in its housing expansion goals.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Increased Housing for Low- and Moderate-Income Persons: Section 2 adds a provision allowing the construction of new residential housing specifically for people with low- and moderate-income levels.
Potential Negative Impacts for People
- No negative impacts for people are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+9Good For Middle Class Households+6Good For Native Americans+6Good For Urban Residents+6Good For Young Adults+5Good For African Americans+4Good For Children+4Good For Hispanic Americans+4Good For People With Disabilities+4Good For Rural Residents+4Good For Students+4Good For Union Workers+4Good For Asian Americans+3Good For Business Owners+3Good For Immigrants+3Good For L G B T Q Community+3Good For Men+3Good For Middle Aged+3Good For Retirees+3Good For Seniors+3Good For Veterans+3Good For White Americans+3Good For Women+3
- Social Issues And Justice
- Improves Affordable Housing+8Reduces Homelessness+6Improves Poverty Reduction+4Improves Racial Equity+2
- Economy And Finance
- Increases Job Creation+3Improves Economic Growth+2Improves Small Business Support+2
- Environment Energy And Infrastructure
- Improves Rural Development+3
- Governance And Ideology
- Increase States Rights+3
- 3/11/2026
- 1 Cosponsor added.
- 11/10/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 1 Cosponsor added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
David McCormickRepublican · Pennsylvania
Alex PadillaDemocrat · California