Bill · H.J.Res. 74· House(119-HJRES-74)
Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".
- Introduced
- 3/6/2025
- Last activity
- 3/6/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Ralph Norman
- Cosponsors
- - 13 - 0
- Introduced
- In Committee
What this bill would do
This joint resolution is introduced in the 119th Congress. It is a measure to disapprove a specific rule submitted by the Bureau of Consumer Financial Protection. The rule in question is titled ``Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)''. This resolution was submitted by Mr. Norman and several co-sponsors. It has been referred to the Committee on Financial Services.
Yes
No question was scored yes.
The opposite· 3 of 10
Would households on low incomes be better off under this?-5
Low-income households are more likely to be impacted by medical debt appearing on their credit reports.
Would people with disabilities be better off under this?-5
People with disabilities are more likely to have medical information that could negatively impact their credit profiles without these protections.
Does this give people more protection from unfair business practices?-5
By disapproving the rule, the resolution removes protections that prevent creditors and credit reporting agencies from using medical information against consumers.
Who it would affect, and how
Potential Positive Impacts for People
- There are no specific positive impacts or benefits for individuals or groups of people mentioned in the provided text.
Potential Negative Impacts for People
- There are no specific negative impacts or burdens for individuals or groups of people mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households-5Good For People With Disabilities-5Good For African Americans-3Good For Hispanic Americans-3Good For Middle Class Households-3Good For Seniors-3
- Economy And Finance
- Improves Consumer Protection-5
- Healthcare
- Improves Healthcare Access-3
- Governance And Ideology
- Increases Federal Power-2
- Social Issues And Justice
- Improves Poverty Reduction-2
- 3/6/2025
- Referred to the House Committee on Financial Services.
- 13 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Andy BarrRepublican · Kentucky
Byron DonaldsRepublican · Florida
Troy DowningRepublican · Montana
Scott FitzgeraldRepublican · Wisconsin
Mike FloodRepublican · Nebraska
Bill HuizengaRepublican · Michigan
Frank LucasRepublican · Oklahoma
Barry LoudermilkRepublican · Georgia
Daniel MeuserRepublican · Pennsylvania
Tim MooreRepublican · North Carolina
Andrew OglesRepublican · Tennessee
Ann WagnerRepublican · Missouri
Roger WilliamsRepublican · Texas