Bill · S. 2449· Senate(119-S-2449)
Recovery of Stolen Checks Act
- Introduced
- 7/24/2025
- Last activity
- 7/24/2025 — Read twice and referred to the Committee on Finance.
- Sponsored by
- Marsha Blackburn
- Cosponsors
- - 4 - 5
- Introduced
- In Committee
What this bill would do
This bill, titled the "Recovery of Stolen Checks Act," proposes an amendment to the Internal Revenue Code of 1986. It aims to allow taxpayers to receive certain replacement refunds through electronic means. Specifically, it addresses situations where a taxpayer is due a replacement for a lost or stolen paper check originally sent as a tax overpayment refund. The Secretary would be required to create procedures for this electronic election. This process must be established within six months of the act's enactment.
Yes· 3 of 5
Would households on low incomes be better off under this?+4
Direct deposit provides a faster and more secure way for low-income households to recover lost or stolen tax refunds.
Would people over 65 be better off under this?+3
Providing an electronic option for replacement checks helps seniors who may have lost or had paper checks stolen.
Would middle-income households be better off under this?+3
The electronic election offers a convenient way for middle-class families to recover stolen or lost refund checks.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Electronic Replacement Option: Taxpayers who have lost or had a paper refund check stolen can elect to receive their replacement funds via direct deposit instead of waiting for another paper check. (Section 2(a))
Potential Negative Impacts for People
- No negative impacts are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+4Good For Middle Class Households+3Good For Seniors+3Good For Urban Residents+2
- Governance And Ideology
- Improves Government Transparency+2
- 7/24/2025
- Read twice and referred to the Committee on Finance.
- 9 Cosponsors added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Catherine Cortez MastoDemocrat · Nevada
Maggie HassanDemocrat · New Hampshire
Jon HustedRepublican · Ohio
James JusticeRepublican · West Virginia
Pete RickettsRepublican · Nebraska
Rick ScottRepublican · Florida
Ron WydenDemocrat · Oregon
Raphael WarnockDemocrat · Georgia
Mark WarnerDemocrat · Virginia