Bill · S. 138· Senate(119-S-138)
VA Home Loan Awareness Act of 2025
- Introduced
- 1/16/2025
- Last activity
- 1/16/2025 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- Tim Sheehy
- Cosponsors
- - 11 - 14
- Introduced
- In Committee
What this bill would do
This bill, known as the "VA Home Loan Awareness Act of 2025," aims to increase awareness of Department of Veterans Affairs home loan programs. It requires the Director to mandate that every enterprise include a specific disclaimer on the Uniform Residential Loan Application. This disclaimer must appear below the military service question. The required text informs applicants that they may qualify for a VA Home Loan and advises them to consult their lender. Additionally, the bill mandates a study by the Comptroller General to ensure compliance among lenders.
Yes· 3 of 4
Would veterans be better off under this, taking everything together?+4
The bill helps veterans by mandating a disclaimer that informs them of their potential eligibility for VA home loans.
Does this increase the pay, pensions or support veterans receive?+4
The bill promotes awareness of existing VA home loan benefits to eligible veterans.
Does this make housing cost less?+3
The bill increases awareness of VA home loan programs which can assist in securing housing.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Increased Awareness of Benefits: The bill requires a disclaimer stating, "If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility," which is intended to increase awareness of direct and guaranteed home loan programs of the Department of Veterans Affairs (Section 2, subsection a).
-
Accountability through Oversight: The Comptroller General is required to conduct a study and report to Congress to see if at least 80 percent of lenders using the application have included the required disclaimer (Section 2, subsection b).
Potential Negative Impacts for People
- No negative impacts are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Veterans+4
- National Security And Foreign Policy
- Improves Veterans Benefits+4
- Social Issues And Justice
- Improves Affordable Housing+3
- Governance And Ideology
- Improves Government Transparency+2
- 2/10/2026
- 1 Cosponsor added.
- 12/18/2025
- 1 Cosponsor added.
- 10/20/2025
- 1 Cosponsor added.
- 9/18/2025
- 2 Cosponsors added.
- 9/10/2025
- 1 Cosponsor added.
- 7/30/2025
- 1 Cosponsor added.
- 7/29/2025
- 1 Cosponsor added.
- 4/2/2025
- 1 Cosponsor added.
- 3/6/2025
- 1 Cosponsor added.
- 2/3/2025
- 1 Cosponsor added.
- 1/16/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 15 Cosponsors added.
- Introduced in Senate
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
John BoozmanRepublican · Arkansas
Ted BuddRepublican · North Carolina
Bill CassidyRepublican · Louisiana
Kevin CramerRepublican · North Dakota
Ted CruzRepublican · Texas
Catherine Cortez MastoDemocrat · Nevada
Ruben GallegoDemocrat · Arizona
John HickenlooperDemocrat · Colorado
Maggie HassanDemocrat · New Hampshire
Amy KlobucharDemocrat · Minnesota
Mark KellyDemocrat · Arizona
John KennedyRepublican · Louisiana
Bernie MorenoRepublican · Ohio
Jon OssoffDemocrat · Georgia
John ReedDemocrat · Rhode Island
James RischRepublican · Idaho
Jacky RosenDemocrat · Nevada
Pete RickettsRepublican · Nebraska
Bernie SandersIndependent · Vermont
Eric SchmittRepublican · Missouri
Thomas TillisRepublican · North Carolina
Chris Van HollenDemocrat · Maryland
Raphael WarnockDemocrat · Georgia
Peter WelchDemocrat · Vermont
Sheldon WhitehouseDemocrat · Rhode Island
Mark WarnerDemocrat · Virginia