Bill · H.R. 6574· House(119-HR-6574)
Loan Equity for Advanced Professionals Act
- Introduced
- 12/10/2025
- Last activity
- 12/10/2025 — Referred to the House Committee on Education and Workforce.
- Sponsored by
- Timothy Kennedy
- Cosponsors
- - 77 - 0
- Introduced
- In Committee
What this bill would do
This bill, known as the "Loan Equity for Advanced Professionals Act," aims to change how graduate and professional students access federal loans. It proposes amendments to the Higher Education Act of 1965. Specifically, it seeks to establish specific annual and aggregate limits for Federal Direct Unsubsidized Stafford loans. These changes are scheduled to begin on July 1, 2026. The goal is to ensure these students have specific limits for their borrowing.
Yes
No question was scored yes.
The opposite
Would people in their twenties and thirties be better off under this?-3
Graduate students, often young adults, face more restrictive borrowing limits under this bill.
Would students be better off under this?-3
The bill imposes limits on how much graduate and professional students can borrow for their studies.
Does this make college cost less?-3
The bill imposes new limits on graduate student borrowing which may restrict access to funds for advanced degrees.
Who it would affect, and how
Potential Positive Impacts for People
-
Increased borrowing capacity for annual years: The bill sets a maximum annual amount of $50,000 for Federal Direct Unsubsidized Stafford loans for graduate or professional students starting July 1, 2026 (Section 2, subparagraph (A)). This provides a specific cap for what a student can borrow in an academic year.
-
Clear limit on total borrowing: The bill establishes a maximum aggregate amount of $200,000 for Federal Direct Unsubsidized Stafford loans for graduate or professional students, in addition to undergraduate loans (Section 2, subparagraph (B)). This sets a defined limit on the total amount a student can borrow for their program of study.
Potential Negative Impacts for People
- There are no negative impacts or burdens explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Students-3Good For Young Adults-3
- Education And Technology
- Improves College Affordability-3
- 9/16/2026
- 1 Cosponsor added.
- 8/3/2026
- 1 Cosponsor added.
- 7/13/2026
- 1 Cosponsor added.
- 7/9/2026
- 1 Cosponsor added.
- 5/29/2026
- 1 Cosponsor added.
- 5/22/2026
- 1 Cosponsor added.
- 5/20/2026
- 1 Cosponsor added.
- 5/19/2026
- 1 Cosponsor added.
- 5/12/2026
- 1 Cosponsor added.
- 5/4/2026
- 2 Cosponsors added.
- 4/30/2026
- 2 Cosponsors added.
- 4/27/2026
- 3 Cosponsors added.
- 4/21/2026
- 1 Cosponsor added.
- 4/16/2026
- 1 Cosponsor added.
- 4/9/2026
- 1 Cosponsor added.
- 3/26/2026
- 1 Cosponsor added.
- 3/24/2026
- 1 Cosponsor added.
- 3/16/2026
- 2 Cosponsors added.
- 3/12/2026
- 1 Cosponsor added.
- 3/3/2026
- 2 Cosponsors added.
- 2/25/2026
- 2 Cosponsors added.
- 2/23/2026
- 2 Cosponsors added.
- 2/20/2026
- 1 Cosponsor added.
- 2/17/2026
- 1 Cosponsor added.
- 2/11/2026
- 3 Cosponsors added.
- 2/10/2026
- 1 Cosponsor added.
- 2/9/2026
- 1 Cosponsor added.
- 2/4/2026
- 1 Cosponsor added.
- 2/2/2026
- 2 Cosponsors added.
- 1/30/2026
- 1 Cosponsor added.
- 1/14/2026
- 1 Cosponsor added.
- 1/13/2026
- 2 Cosponsors added.
- 1/12/2026
- 3 Cosponsors added.
- 1/8/2026
- 1 Cosponsor added.
- 1/6/2026
- 1 Cosponsor added.
- 12/19/2025
- 4 Cosponsors added.
- 12/17/2025
- 5 Cosponsors added.
- 12/16/2025
- 9 Cosponsors added.
- 12/15/2025
- 3 Cosponsors added.
- 12/11/2025
- 5 Cosponsors added.
- 12/10/2025
- Referred to the House Committee on Education and Workforce.
- 2 Cosponsors added.
- Introduced in House
Gabe AmoDemocrat · Rhode Island
Yassamin AnsariDemocrat · Arizona
Nanette BarragánDemocrat · California
Becca BalintDemocrat · Vermont
Wesley BellDemocrat · Missouri
Janelle BynumDemocrat · Oregon
Yvette ClarkeDemocrat · New York
Steve CohenDemocrat · Tennessee
Salud CarbajalDemocrat · California
Angie CraigDemocrat · Minnesota
Lloyd DoggettDemocrat · Texas
Christopher DeluzioDemocrat · Pennsylvania
Suzan DelBeneDemocrat · Washington
Debbie DingellDemocrat · Michigan
Sharice DavidsDemocrat · Kansas
Madeleine DeanDemocrat · Pennsylvania
Maxine DexterDemocrat · Oregon
Dwight EvansDemocrat · Pennsylvania
Cleo FieldsDemocrat · Louisiana
Lois FrankelDemocrat · Florida
Maxwell FrostDemocrat · Florida
Shomari FiguresDemocrat · Alabama
John GaramendiDemocrat · California
Sylvia GarciaDemocrat · Texas
Daniel GoldmanDemocrat · New York
Maggie GoodlanderDemocrat · New Hampshire
Adelita GrijalvaDemocrat · Arizona
Jared HuffmanDemocrat · California
Jahana HayesDemocrat · Connecticut
Pablo HernándezDemocrat · Puerto Rico
Jonathan JacksonDemocrat · Illinois
Raja KrishnamoorthiDemocrat · Illinois
Teresa Leger FernandezDemocrat · New Mexico
John LarsonDemocrat · Connecticut
Rick LarsenDemocrat · Washington
Ted LieuDemocrat · California
Mike LevinDemocrat · California
Greg LandsmanDemocrat · Ohio
George LatimerDemocrat · New York
Grace MengDemocrat · New York
Seth MoultonDemocrat · Massachusetts
Morgan McGarveyDemocrat · Kentucky
Seth MagazinerDemocrat · Rhode Island
Robert MenendezDemocrat · New Jersey
LaMonica McIverDemocrat · New Jersey
April McClain DelaneyDemocrat · Maryland
Dave MinDemocrat · California
Analilia MejiaDemocrat · New Jersey
Jerrold NadlerDemocrat · New York
Eleanor NortonDemocrat · District of Columbia
Chellie PingreeDemocrat · Maine
Scott PetersDemocrat · California
Stacey PlaskettDemocrat · Virgin Islands
Jamie RaskinDemocrat · Maryland
Brad ShermanDemocrat · California
Janice SchakowskyDemocrat · Illinois
David ScottDemocrat · Georgia
Marilyn StricklandDemocrat · Washington
Terri SewellDemocrat · Alabama
Darren SotoDemocrat · Florida
Thomas SuozziDemocrat · New York
Kim SchrierDemocrat · Washington
Melanie StansburyDemocrat · New Mexico
Suhas SubramanyamDemocrat · Virginia
Lateefah SimonDemocrat · California
Bennie ThompsonDemocrat · Mississippi
Dina TitusDemocrat · Nevada
Rashida TlaibDemocrat · Michigan
Lori TrahanDemocrat · Massachusetts
Jill TokudaDemocrat · Hawaii
Shri ThanedarDemocrat · Michigan
Lauren UnderwoodDemocrat · Illinois
Nydia VelázquezDemocrat · New York
Eugene VindmanDemocrat · Virginia
Maxine WatersDemocrat · California
Frederica WilsonDemocrat · Florida
George WhitesidesDemocrat · California