Bill · H.R. 5913· House(119-HR-5913)

Community Investment and Prosperity Act

Age: 40 years

New York

Introduced: 11/4/2025
Last activity: 11/4/2025 — Referred to the House Committee on Financial Services.
Sponsored by: Michael Lawler
Cosponsors: - 2 - 6

Finance and Financial Sector

Introduced
In Committee

What this bill would do

This bill is titled the "Community Investment and Prosperity Act." It aims to allow the Comptroller of the Currency and the Board of Governors of the Federal Reserve System to increase certain investment limits. Specifically, it seeks to change the aggregate amount of investments that a national banking association and a State member bank may make to promote public welfare. The bill achieves this by amending the Revised Statutes of the United States and the Federal Reserve Act.

Yes· 3 of 14

Would households on low incomes be better off under this?+2
Higher limits for public welfare investments can expand the reach of social support programs.
Would Black Americans be better off under this?+2
Public welfare investments are often utilized for community programs that support minority populations.
Would Hispanic Americans be better off under this?+2
Increased investment limits can support community development programs benefiting Hispanic communities.