Bill · H.R. 5878· House(119-HR-5878)
HOME Reform Act of 2025
- Introduced
- 10/31/2025
- Last activity
- 10/31/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Mike Flood
- Cosponsors
- - 0 - 1
- Introduced
- In Committee
What this bill would do
The HOME Reform Act of 2025 seeks to expand the supply of decent, safe, sanitary, and affordable housing, focusing on rental housing. It amends the Cranston-Gonzalez National Affordable Housing Act to redefine assistance for low-income families based on median family income. The bill introduces "infill housing project" definitions and allows funds to be used for infrastructure improvements in certain areas. It also provides new exceptions for housing choice vouchers and homeownership qualifications for military members and heirs. Additionally, the Act aims to streamline environmental reviews and provides exemptions for certain small projects.
Yes· 3 of 10
Would households on low incomes be better off under this?+7
The bill increases the income ceiling for affordable housing assistance to 100 percent of the area's median family income.
Does this make housing cost less?+7
The bill expands eligibility for affordable housing assistance by basing it on 100 percent of the area's median family income and provides new infrastructure funding options.
Would people in cities be better off under this?+5
The bill encourages infill housing projects within municipalities, which benefits urban density.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Expanded Housing Assistance Eligibility: The bill updates income requirements for various programs to base assistance on families with incomes not exceeding 100 percent of the area's median family income, adjusted for family size (Section 2).
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Infrastructure Support: Funds can be used for infrastructure improvements, such as repairing water and sewer lines, roads, and sidewalks, in jurisdictions that do not receive certain other assistance, provided they are related to assisted housing (Section 4).
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Increased Rental Affordability Recognition: Rental units can now qualify as affordable if they are occupied by tenants receiving specific rental assistance, provided the rent stays within approved limits (Section 5).
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Expanded Homeownership Options: The bill allows for long-term affordability through models like community land trusts or shared equity ownership (Section 6).
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Protections for Military Members: Military members on specific types of duty may have income qualifications waived for certain housing (Section 6).
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Support for Heirs: Housing may continue to qualify as affordable if it is the principal residence of an heir or beneficiary of a deceased owner who assumes certain obligations (Section 6).
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Streamlined Development Processes: Certain activities, such as infill housing projects, acquisitions, and small new construction projects of 15 units or less, are exempt from environmental reviews (Section 10).
Potential Negative Impacts for People
- Infrastructure Labor Requirements: Any infrastructure improvements assisted by these funds must adhere to specific labor standards and requirements (Section 4).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+7Good For Urban Residents+5Good For Veterans+4Good For Middle Class Households+3
- Social Issues And Justice
- Improves Affordable Housing+7Improves Poverty Reduction+5
- Economy And Finance
- Improves Small Business Support+4
- Environment Energy And Infrastructure
- Improves Roads And Bridges+4
- National Security And Foreign Policy
- Improves Veterans Benefits+3
- Governance And Ideology
- Improves Government Transparency+2
- 10/31/2025
- Referred to the House Committee on Financial Services.
- 1 Cosponsor added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Emanuel CleaverDemocrat · Missouri