Bill · H.R. 5798· House(119-HR-5798)
HOME Reform Act of 2025
- Introduced
- 10/21/2025
- Last activity
- 10/21/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Mike Flood
- Cosponsors
- - 0 - 1
- Introduced
- In Committee
What this bill would do
The HOME Reform Act of 2025 updates federal laws related to affordable housing to encourage the expansion of safe and sanitary rental and homeownership options. It adjusts the income limits for families qualifying for assistance up to 100 or 110 percent of the area median family income. The bill allows certain jurisdictions to use program funds for basic infrastructure improvements like water and sewer lines. It creates exceptions for housing choice vouchers and provides waivers for military members and heirs of deceased owners. Additionally, the legislation exempts specific housing projects from certain environmental reviews and labor requirements.
Yes· 3 of 20
Does this make housing cost less?+7
Expands affordable housing definitions, adjusts income limits up to 100-110 percent of area median income, and provides voucher exceptions.
Would households on low incomes be better off under this?+6
Expands affordable rental options, incorporates voucher holders, and supports infrastructure for low-income housing.
Would middle-income households be better off under this?+5
Increases income eligibility limits for affordable housing programs up to 100-110 percent of area median family income.
The opposite· 3 of 4
Does this better protect air, water and wildlife?-5
Exempts certain housing projects, such as infill housing and projects of 15 units or less, from environmental reviews under NEPA.
Would union members be better off under this?-4
Removes certain federal labor requirement protections for projects between 12 and 23 units.
Does this strengthen the rights of workers to organise?-4
Expands the small-project exemption to labor requirements, removing certain federal labor protections for projects between 12 and 23 units.
Who it would affect, and how
Potential Positive Impacts for People
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Section 4 allows funds to be used for infrastructure improvements like water and sewer lines, sidewalks, and roads in nonentitlement areas. This is a positive step because it directly supports the development of new or assisted housing with necessary public utilities.
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Section 5 adds an exception for housing choice vouchers, stating that a rental unit qualifies as affordable housing if it is occupied by a tenant receiving Section 8 assistance and rent limits are met. This benefits voucher holders by expanding the inventory of rental units that officially qualify as affordable housing.
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Section 6 provides waivers of income qualifications for military members facing deployments or permanent changes of station, and allows heirs to continue living in and assuming the duties of affordable housing after an owner passes away. This protects military families and grieving beneficiaries from losing their housing stability due to life changes.
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Section 11 exempts certain projects, such as new construction infill housing and projects of 15 units or less, from environmental reviews under the National Environmental Policy Act. This could speed up the construction process for small and infill housing projects, helping people get into homes faster.
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Potential Negative Impacts for People
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Section 10 raises the small-project exemption threshold for labor requirements from 12 or more units to 24 or more units. This could negatively impact workers on projects containing between 12 and 23 units by removing certain federal labor protections that previously applied to those sites.
- Section 12 explicitly states that the Build America, Buy America Act shall not apply to activities assisted under the title. This might be viewed as a negative outcome by domestic manufacturing advocates who prefer federal funds to be tied to American-made materials.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+6Good For Middle Class Households+5Good For Veterans+5Good For Business Owners+4Good For Children+4Good For Retirees+4Good For Rural Residents+4Good For Seniors+4Good For Young Adults+4Good For Middle Aged+3Good For Urban Residents+3Good For Union Workers-4
- Social Issues And Justice
- Improves Affordable Housing+7Improves Poverty Reduction+4Reduces Homelessness+4
- Economy And Finance
- Improves Small Business Support+4Increases Job Creation+4Improves Economic Growth+3Improves Union Protections-4
- Environment Energy And Infrastructure
- Improves Roads And Bridges+5Improves Rural Development+4Improves Environmental Protections-5
- Governance And Ideology
- Increase States Rights+3
- National Security And Foreign Policy
- Improves International Trade-2
- 10/21/2025
- Referred to the House Committee on Financial Services.
- 1 Cosponsor added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Emanuel CleaverDemocrat · Missouri