Bill · H.R. 5387· House(119-HR-5387)

Saving the American Dream Act

Age: 63 years

Missouri

Introduced: 9/16/2025
Last activity: 10/1/2025 — Referred to the Subcommittee on Economic Opportunity.
Sponsored by: Mark Alford
Cosponsors: - 10 - 30

Housing and Community Development

Introduced
In Committee

What this bill would do

The ``Saving the American Dream Act'' requires specific agency heads to work together on housing policy issues. These officials must establish a memorandum of understanding or interagency agreement within one year of enactment. This agreement aims to facilitate the sharing and coordination of housing-related research and market data. Additionally, the agencies must jointly submit a report to appropriate committees within one year. This report must outline policy proposals regarding various housing topics, including construction costs and mortgage expenses.

Yes· 3 of 9

Does this make housing cost less?+5
The bill mandates a report on proposals to lower mortgage costs, assist with down payments, and reduce construction barriers.
Would households on low incomes be better off under this?+3
The bill focuses on policy proposals for down payment assistance and lowering mortgage costs.
Would middle-income households be better off under this?+3
The bill seeks to lower mortgage origination and servicing costs which benefits middle-income homeowners.