Bill · H.R. 5145· House(119-HR-5145)
Bipartisan Premium Tax Credit Extension Act
- Introduced
- 9/4/2025
- Last activity
- 9/4/2025 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Jennifer Kiggans
- Cosponsors
- - 14 - 16
- Introduced
- In Committee
What this bill would do
This bill is called the "Bipartisan Premium Tax Credit Extension Act." Its main purpose is to amend the Internal Revenue Code of 1986. It extends the rules that increase premium assistance amounts through 2026. It also extends the rule allowing the credit for taxpayers whose household income is more than 400 percent of the poverty line through 2026. These changes apply to taxable years starting after December 31, 2025.
Yes· 3 of 21
Would households on low incomes be better off under this?+8
Provides critical financial assistance to make health insurance affordable for low-income individuals.
Does this strengthen the Affordable Care Act?+8
Directly extends and enhances the premium tax credits associated with the ACA marketplace.
Would middle-income households be better off under this?+7
Extends the credit to those exceeding 400% of the poverty line, directly benefiting the middle class.
The opposite
Does this reduce what the federal government owes?-2
Extending tax credits generally increases government expenditure or reduces tax revenue, potentially increasing the deficit.
Does this reduce what the federal government spends?-2
The extension of the premium tax credit represents a continued government expenditure/tax expenditure.
Does this make the government pay for what it commits to?-2
Extends a costly tax credit without introducing new funding mechanisms.
Who it would affect, and how
Potential Positive Impacts for People
-
Increased Premium Assistance: Section 2(a) extends the rules to increase premium assistance amounts through 2026, which provides more financial help for health insurance premiums.
-
Expanded Eligibility: Section 2(b) extends the rule allowing the tax credit for people with household incomes exceeding 400 percent of the poverty line through 2026, meaning more people can qualify for the credit regardless of higher income levels.
Potential Negative Impacts for People
- No negative impacts for people are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+8Good For Middle Class Households+7Good For Middle Aged+5Good For Young Adults+5Good For High Income Households+4Good For Students+4Good For African Americans+3Good For Asian Americans+3Good For Children+3Good For Farmers+3Good For Hispanic Americans+3Good For Native Americans+3Good For People With Disabilities+3Good For White Americans+3Good For Business Owners+2
- Healthcare
- Increases Affordable Care Act Support+8Improves Healthcare Access+7Reduces Private Insurance Premiums+6
- Social Issues And Justice
- Improves Poverty Reduction+4
- Economy And Finance
- Reduces Middle Class Taxes+5Improves Economic Growth+1Improves Fiscal Responsibility-2Reduces Government Spending-2Reduces National Debt-2
- 1/7/2026
- 2 Cosponsors added.
- 10/10/2025
- 1 Cosponsor added.
- 10/8/2025
- 2 Cosponsors added.
- 10/3/2025
- 2 Cosponsors added.
- 9/30/2025
- 2 Cosponsors added.
- 9/19/2025
- 1 Cosponsor added.
- 9/18/2025
- 2 Cosponsors added.
- 9/10/2025
- 2 Cosponsors added.
- 9/8/2025
- 2 Cosponsors added.
- 9/4/2025
- Referred to the House Committee on Ways and Means.
- 14 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Robert BresnahanRepublican · Pennsylvania
Jim CostaDemocrat · California
Salud CarbajalDemocrat · California
Juan CiscomaniRepublican · Arizona
Donald DavisDemocrat · North Carolina
Monica De La CruzRepublican · Texas
Brian FitzpatrickRepublican · Pennsylvania
Vicente GonzalezDemocrat · Texas
Josh GottheimerDemocrat · New Jersey
Jared GoldenDemocrat · Maine
Carlos GimenezRepublican · Florida
Marie PerezDemocrat · Washington
Maggie GoodlanderDemocrat · New Hampshire
Josh HarderDemocrat · California
Jeff HurdRepublican · Colorado
Marcy KapturDemocrat · Ohio
Young KimRepublican · California
Thomas KeanRepublican · New Jersey
Susie LeeDemocrat · Nevada
Nick LaLotaRepublican · New York
Michael LawlerRepublican · New York
Cory MillsRepublican · Florida
Chris PappasDemocrat · New Hampshire
Maria SalazarRepublican · Florida
Thomas SuozziDemocrat · New York
Hillary ScholtenDemocrat · Michigan
David ValadaoRepublican · California
Jefferson Van DrewRepublican · New Jersey
Gabe VasquezDemocrat · New Mexico
George WhitesidesDemocrat · California