CONGRESS FOR VOTERS

RepublicanBill · H.R. 3800· House(119-HR-3800)

Keeping Homeownership Costs Down Act

Rep. LaMalfa
Age: 66 years
California
Introduced
6/6/2025
Last activity
6/6/2025 — Referred to the House Committee on Financial Services.
Sponsored by
Doug LaMalfa
Cosponsors
Republican - 1Democrat - 2
Finance and Financial Sector
  1. Introduced
  2. In Committee

What this bill would do

This bill, known as the "Keeping Homeownership Costs Down Act," aims to amend the National Flood Insurance Act of 1968. It specifically prohibits the Administrator from deferring the issuance of certain letters of map revision due to the placement of fill. This prohibition applies to both standard letters of map revision and conditional letters of map revision based on the placement of fill. The amendment includes a specific rule of construction regarding the review and determination of these letters. Finally, the amendment is set to be repealed once certain biological opinion requirements from the Endangered Species Act are fully implemented by FEMA.

Yes· 3 of 6

  • Does this make housing cost less?+3

    By preventing the deferral of map revisions, it may reduce delays and uncertainty in property development and financing.

  • Would business owners be better off under this?+2

    Reduces administrative delays for land development projects involving fill.

  • Does this improve help for people hit by a disaster?+2

    It streamlines the letter of map revision process for flood insurance purposes.

The opposite

  • Does this better protect air, water and wildlife?-2

    The bill limits the ability to defer map revisions based on fill, which may reduce the scrutiny required for biological/endangered species protections.

  • Does this give the federal government more power?-1

    It limits the administrative discretion of FEMA/the Administrator.