CONGRESS FOR VOTERS

DemocratBill · S.J.Res. 159· Senate(119-SJRES-159)

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".

Rep. Padilla
Age: 53 years
California
Introduced
4/13/2026
Last activity
4/13/2026 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsored by
Alex Padilla
Cosponsors
None
Finance and Financial Sector
  1. Introduced
  2. In Committee

What this bill would do

This joint resolution aims to express congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The rule in question involves the withdrawal of a previous rule regarding "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts." If this resolution passes, the rule submitted by the Bureau shall have no force or effect.

Yes

No question was scored yes.

The opposite· 3 of 6

  • Would people over 65 be better off under this?-3

    The disapproval of the rule removes protections regarding debt collection for invalid nursing home debts, which often impacts the elderly.

  • Would retired people be better off under this?-3

    The reversal of consumer protections regarding nursing home debt may negatively impact retirees and their estates.

  • Does this give people more protection from unfair business practices?-3

    The resolution nullifies a rule intended to protect consumers from debt collection practices regarding invalid nursing home debts.