Bill · S.J.Res. 13· Senate(119-SJRES-13)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.
- Introduced
- 2/4/2025
- Last activity
- 6/20/2025 — Became Public Law No: 119-19.
- Sponsored by
- John Kennedy
- Cosponsors
- - 5 - 0
- Introduced
- Passed Senate
- Passed House
- To President
- Became Law
What this bill would do
This joint resolution expresses congressional disapproval of a specific rule submitted by the Office of the Comptroller of the Currency. The rule pertains to "Business Combinations Under the Bank Merger Act" as published in the Federal Register. By passing this resolution, Congress intends for the rule to have no force or effect. This action is taken under chapter 8 of title 5, United States Code.
Yes
Would business owners be better off under this?+1
Disapproving merger rules may reduce regulatory hurdles for banking institutions and their business clients.
The opposite
Does this give people more protection from unfair business practices?-1
Disapproving bank merger rules may reduce oversight intended to protect consumers during bank consolidations.
Does this give the federal government more power?-1
The resolution limits the regulatory authority of a federal agency, potentially reducing federal oversight of financial institutions.
What Congress actually voted on
3 recorded votes have been taken on this bill. 2 of them decided something; the rest moved it along.
- The Senate: the vote on whether to pass the joint resolutionJoint Resolution Passed 52–47
A joint resolution is a bill by another name: it goes to the other chamber and then to the President. Most of them are used to overturn a rule an agency has made.
05/07/2025 · Roll call 237 · recorded as “On the Joint Resolution S.J.Res. 13”
- The House: the vote on whether to pass the billPassed 220–207
This is the real decision in this chamber. Passing here sends the bill to the other chamber, which must pass it too before it can go to the President.
05/20/2025 · Roll call 137 · recorded as “On Passage”
Who it would affect, and how
Potential Positive Impacts for People
- There are no specific positive impacts or benefits for individuals or groups of people listed within the provided text.
Potential Negative Impacts for People
- There are no specific negative impacts or burdens for individuals or groups of people listed within the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Business Owners+1
- Economy And Finance
- Improves Consumer Protection-1
- Governance And Ideology
- Increases Federal Power-1
- Public Law(6/21/2025)
The text as it became law
- Enrolled Bill
The final version, on its way to the President
- 6/20/2025
- Signed by President.
- Became Public Law No: 119-19.
- 6/10/2025
- Presented to President.
- 5/20/2025
- Motion to reconsider laid on the table Agreed to without objection.
- Passed/agreed to in House: On passage Passed by the Yeas and Nays: 220 - 207 (Roll no. 137).
- On passage Passed by the Yeas and Nays: 220 - 207 (Roll no. 137).
- Considered as unfinished business. (consideration: CR H2177-2178)
- POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 13, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Ms. Waters demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
- The previous question was ordered pursuant to the rule.
- DEBATE - The House proceeded with one hour of debate on S.J. Res. 13.
- Rule provides for consideration of S.J. Res. 13 and S.J. Res. 31. The resolution provides for consideration of S.J. Res. 13 and S.J. Res. 31 under a closed rule with one hour of general debate on each joint resolution. The resolution also provides for a motion to commit on both joint resolutions.
- Considered under the provisions of rule H. Res. 426. (consideration: CR H2168-2175)
- 5/19/2025
- Rules Committee Resolution H. Res. 426 Reported to House. Rule provides for consideration of S.J. Res. 13 and S.J. Res. 31. The resolution provides for consideration of S.J. Res. 13 and S.J. Res. 31 under a closed rule with one hour of general debate on each joint resolution. The resolution also provides for a motion to commit on both joint resolutions.
- 5/9/2025
- Held at the desk.
- Received in the House.
- 5/8/2025
- Message on Senate action sent to the House.
- 5/7/2025
- Considered by Senate. (consideration: CR S2789, S2789-2796)
- Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 237.
- Passed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 237. (text: CR S2793)
- 5/6/2025
- Senate Committee on Banking, Housing, and Urban Affairs discharged by petition pursuant to 5 U.S.C. 802(c).
- Placed on Senate Legislative Calendar under General Orders. Calendar No. 69.
- Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 53 - 46. Record Vote Number: 233.
- Measure laid before Senate by motion. (consideration: CR S2769)
- 4/29/2025
- 1 Cosponsor added.
- 3/31/2025
- 1 Cosponsor added.
- 2/6/2025
- 1 Cosponsor added.
- 2/4/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 2 Cosponsors added.
- Introduced in Senate
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
- 119-HJRES-92: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.
- 119-HRES-426: Providing for consideration of the joint resolution (S.J. Res. 13) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act; providing for consideration of the joint resolution (S.J. Res. 31) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "Review of Final Rule Reclassification of Major Sources as Area Sources Under Section 112 of the Clean Air Act"; and waiving a requirement of clause 6(a) of rule XIII with respect to consideration of certain resolutions reported from the Committee on Rules.
Steve DainesRepublican · Montana
Bill HagertyRepublican · Tennessee
Bernie MorenoRepublican · Ohio
Tim ScottRepublican · South Carolina
Thomas TillisRepublican · North Carolina