Bill · S. 824· Senate(119-S-824)
NFIP Extension Act of 2025
- Introduced
- 3/4/2025
- Last activity
- 3/4/2025 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- John Kennedy
- Cosponsors
- - 1 - 0
- Introduced
- In Committee
What this bill would do
This bill, titled the ``NFIP Extension Act of 2025'', aims to reauthorize the National Flood Insurance Program. It focuses on amending the National Flood Insurance Act of 1968. Specifically, it changes certain expiration dates from September 30, 2023, to September 30, 2025. The Act includes a provision for a retroactive effective date. This ensures the amendments take effect as of March 14, 2025, if the bill is enacted after that date.
Yes· 3 of 12
Does this improve help for people hit by a disaster?+5
The bill prevents the expiration of the National Flood Insurance Program, ensuring continued flood insurance availability for disaster-prone areas.
Would households on low incomes be better off under this?+2
Maintaining the flood insurance program helps protect low-income households from the financial devastation of flood damage.
Would middle-income households be better off under this?+2
The extension of the NFIP provides continued access to flood insurance for middle-income homeowners.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Extension of Program Financing: By striking the 2023 date and inserting September 30, 2025, in Section 1309(a), the bill provides continued financing for the National Flood Insurance Program (Section 2(a)).
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Prevention of Program Expiration: The bill amends Section 1319 to move the expiration date from September 30, 2023, to September 30, 2025, which helps prevent the program from expiring (Section 2(b)).
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Retroactive Coverage: If the Act is passed after March 14, 2025, the changes take effect as if they were enacted on that earlier date, providing continuity for the program's legal standing (Section 2(c)).
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For African Americans+2Good For Asian Americans+2Good For Hispanic Americans+2Good For Low Income Households+2Good For Middle Class Households+2Good For Native Americans+2Good For Rural Residents+2Good For Urban Residents+2Good For White Americans+2
- Environment Energy And Infrastructure
- Improves Disaster Relief And F E M A+5
- Social Issues And Justice
- Improves Affordable Housing+2
- Economy And Finance
- Reduces Government Spending+1
- 3/4/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 1 Cosponsor added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Bill CassidyRepublican · Louisiana