Bill · H.R. 2123· House(119-HR-2123)
NFIP Extension Act of 2025
- Introduced
- 3/14/2025
- Last activity
- 3/14/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Andrew Garbarino
- Cosponsors
- - 1 - 0
- Introduced
- In Committee
What this bill would do
This bill, titled the "NFIP Extension Act of 2025," aims to amend the National Flood Insurance Act of 1968. The primary purpose is to reauthorize the National Flood Insurance Program. It extends the financing date from September 30, 2023, to September 30, 2025. It also moves the program expiration date to September 30, 2025. Additionally, the act includes a provision for a retroactive effective date if enacted after March 14, 2025.
Yes· 3 of 5
Does this improve help for people hit by a disaster?+7
The bill ensures the continuity of the NFIP, a critical component of flood disaster mitigation and relief.
Would middle-income households be better off under this?+5
Maintaining the NFIP protects middle-class home equity from flood damage.
Does this give people more protection from unfair business practices?+5
Extending the NFIP provides financial protection for homeowners against flood damage.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Program Continuity: By extending the financing and expiration dates, the bill ensures the National Flood Insurance Program continues to operate through September 30, 2025 (Section 2(a) and 2(b)). This prevents the program from expiring under the previous dates.
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Immediate Effect: The retroactive effective date ensures that if the bill is passed after March 14, 2025, the changes are treated as if they happened on March 14, 2025 (Section 2(c)). This provides continuity in the program's operation.
Potential Negative Impacts for People
- No specific negative impacts are mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Middle Class Households+5Good For Low Income Households+3
- Environment Energy And Infrastructure
- Improves Disaster Relief And F E M A+7
- Economy And Finance
- Improves Consumer Protection+5
- Social Issues And Justice
- Improves Affordable Housing+5
- 6/3/2025
- 1 Cosponsor added.
- 3/14/2025
- Referred to the House Committee on Financial Services.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Nicholas BegichRepublican · Alaska