Bill · S. 3575· Senate(119-S-3575)
NCUA Central Liquidity Facility Enhancements Act
- Introduced
- 12/18/2025
- Last activity
- 12/18/2025 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- Alex Padilla
- Cosponsors
- - 0 - 1
- Introduced
- In Committee
What this bill would do
This bill is called the NCUA Central Liquidity Facility Enhancements Act. It proposes to amend the Federal Credit Union Act. Specifically, it changes the language in section 304(b)(2) regarding agent membership in the National Credit Union Administration Central Liquidity Facility. The amendment replaces the phrase all those credit unions with any such credit unions.
Yes· 3 of 6
Would households on low incomes be better off under this?+1
Increased credit union stability often benefits low-income members who rely on these institutions.
Would middle-income households be better off under this?+1
Increased credit union stability generally benefits their member-owners.
Would business owners be better off under this?+1
Credit union stability supports lending options for small business owners.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Flexible Membership: By changing all those credit unions to any such credit unions in section 304(b)(2), the bill provides certain ways for credit unions to be Agent members of the National Credit Union Administration Central Liquidity Facility.
Potential Negative Impacts for People
- No negative impacts for individuals or groups of people are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Business Owners+1Good For Low Income Households+1Good For Middle Class Households+1Good For Rural Residents+1
- Economy And Finance
- Improves Economic Growth+1Improves Small Business Support+1
- 12/18/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 1 Cosponsor added.
- Introduced in Senate
Kevin CramerRepublican · North Dakota