Bill · S. 3560· Senate(119-S-3560)
Closing the Contraception Coverage Gap Act
- Introduced
- 12/18/2025
- Last activity
- 12/18/2025 — Read twice and referred to the Committee on Finance.
- Sponsored by
- Maggie Hassan
- Cosponsors
- - 1 - 2
- Introduced
- In Committee
What this bill would do
The Closing the Contraception Coverage Gap Act aims to provide contraceptive items and services at no cost to people using the Medicare program. Starting January 1, 2027, the bill removes cost-sharing, such as deductibles and coinsurance, for contraceptive drugs and services under Medicare Parts B, C, and D. It also requires the Secretary of Health and Human Services to ensure dual-eligible individuals receive comprehensive coverage. Additionally, the bill mandates studies by HHS and the GAO regarding prescription drug access for beneficiaries with disabilities and contraceptive coverage across various health plans.
Yes· 3 of 32
Would women be better off under this?+10
Directly targets and eliminates the cost of contraceptive items and services for women.
Would households on low incomes be better off under this?+9
Eliminates cost-sharing for essential health services, particularly for low-income and dual-eligible individuals.
Does this lower the price of prescription medicines?+9
Eliminates all cost-sharing, including deductibles and coinsurance, for contraceptive drugs under Medicare Part D.
The opposite· 3 of 4
Does this reduce what the federal government spends?-3
The bill increases spending by covering 100% of the cost for contraceptive items and services.
Does this reduce what the federal government owes?-2
Eliminating cost-sharing for contraceptive services in Medicare will likely increase federal healthcare expenditures.
Does this make the government pay for what it commits to?-2
Increases government liabilities by removing cost-sharing requirements for beneficiaries.
Who it would affect, and how
Potential Positive Impacts for People
-
Elimination of Out-of-Pocket Costs: Under Section 2(a)(2) and 2(c)(2), the bill removes deductibles, coinsurance, and other cost-sharing for contraceptive items, services, and drugs. This makes these healthcare options free for the user.
-
Expanded Range of Covered Services: Section 2(a)(1) covers not only the contraceptives themselves but also "ancillary clinical services" such as consultations, examinations, device insertion, ultrasound, and follow-up care for side effects or device removal.
-
Comprehensive Counseling: Section 2(a)(1)(4) requires the Secretary to provide guidance ensuring patients have access to counseling on the full range of contraceptive items and services.
-
Protection for Dual Eligibles: Section 2(d) ensures that people eligible for both Medicare and Medicaid receive coverage that is at least as comprehensive as what is offered under their State plans.
-
Research for Better Access: Section 3 and Section 4 order studies to identify gaps in prescription drug coverage for people with disabilities and analyze which health insurance forms currently do not require the coverage or waiving of cost-sharing for FDA-approved contraception.
Potential Negative Impacts for People
- Provider Restrictions: Section 2(a)(3) specifies that contraceptive items and services are not covered if they are not furnished or ordered by a physician or practitioner as defined in section 1842(b)(18)(C).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Women+10Good For Low Income Households+9Good For People With Disabilities+8Good For Retirees+7Good For Seniors+7Good For Middle Class Households+6Good For African Americans+5Good For Asian Americans+5Good For Hispanic Americans+5Good For Native Americans+5Good For White Americans+5Good For Billionaires+4Good For High Income Households+4Good For High Net Worth Individuals+4Good For L G B T Q Community+4Good For Ultra High Net Worth Individuals+4Good For Middle Aged+2
- Healthcare
- Reduces Prescription Drug Costs+9Improves Healthcare Access+8Increases Medicare Funding+8Increases Affordable Care Act Support+4Increases Research Funding+3Increases Medicaid Funding+2
- Social Issues And Justice
- Improves Gender Equality+7Improves Disability Rights+6Improves Poverty Reduction+4Improves Racial Equity+3Improves L G B T Q Rights+2Improves Social Security+2
- Governance And Ideology
- Increases Federal Power+3Improves Government Transparency+2Increase States Rights-1
- Economy And Finance
- Improves Consumer Protection+5Reduces Government Spending-3Improves Fiscal Responsibility-2Reduces National Debt-2
- 12/18/2025
- Read twice and referred to the Committee on Finance.
- 3 Cosponsors added.
- Introduced in Senate
Susan CollinsRepublican · Maine
Tammy DuckworthDemocrat · Illinois
Lisa MurkowskiRepublican · Alaska