Bill · S. 3400· Senate(119-S-3400)
Ally’s Act
- Introduced
- 12/9/2025
- Last activity
- 12/9/2025 — Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- Sponsored by
- John Curtis
- Cosponsors
- - 3 - 15
- Introduced
- In Committee
What this bill would do
This bill, known as "Ally's Act," requires certain private health insurance plans to cover hearing devices and systems. It mandates coverage for items such as auditory implant devices, external sound processors, and associated maintenance or repairs. The legislation also includes coverage for medical assessments, surgeries, and postoperative visits. It sets specific requirements for financial and treatment limitations to ensure they are not more restrictive than other medical benefits. Additionally, the act prohibits denying coverage if a physician or audiologist deems the service medically necessary. These changes are set to take effect for plan years beginning on or after January 1, 2026.
Yes· 3 of 9
Would people with disabilities be better off under this?+9
The bill specifically enhances the quality of life and medical coverage for people with hearing impairments.
Does this expand the rights of people with disabilities?+8
The bill expands the rights of people with hearing disabilities by requiring insurance coverage for essential auditory implants and related services.
Does this make health care easier to get in general?+7
The bill improves access to essential hearing services, including devices, surgeries, and postoperative care, through mandated insurance coverage.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Expanded Coverage for Hearing Needs: Group health plans and health insurance issuers would be required to cover auditory implant devices, such as cochlear implants, and their external sound processors (Section 2, subsection a, paragraph 1).
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Long-term Device Support: The bill ensures that individuals receive necessary maintenance, repairs, and upgrades (or replacements) every five years for their hearing devices (Section 2, subsection a, paragraphs 2, 3, and 5).
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Comprehensive Medical Care: Coverage extends beyond the device to include essential services like hearing assessments, surgical procedures, postoperative medical and audiological visits, and aural rehabilitation (Section 2, subsection a, paragraphs 6 through 11).
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Protection Against Unfair Restrictions: The bill prevents insurance companies from applying financial or treatment limitations that are more restrictive than the standard medical and surgical benefits covered by the plan (Section 2, subsection b, paragraphs 1 and 2).
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Safeguards Against Denials: Insurance plans are prohibited from denying or limiting coverage for these services if a qualified physician or audiologist determines they are medically necessary (Section 2, subsection c).
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For People With Disabilities+9Good For Seniors+6Good For Middle Class Households+5Good For Low Income Households+4
- Healthcare
- Improves Healthcare Access+7Increases Affordable Care Act Support+5
- Social Issues And Justice
- Improves Disability Rights+8Improves Poverty Reduction+3
- Economy And Finance
- Improves Consumer Protection+5
- 8/6/2026
- 1 Cosponsor added.
- 8/5/2026
- 1 Cosponsor added.
- 7/13/2026
- 1 Cosponsor added.
- 6/8/2026
- 1 Cosponsor added.
- 4/14/2026
- 1 Cosponsor added.
- 3/25/2026
- 1 Cosponsor added.
- 3/9/2026
- 2 Cosponsors added.
- 2/26/2026
- 3 Cosponsors added.
- 2/10/2026
- 1 Cosponsor added.
- 2/9/2026
- 1 Cosponsor added.
- 2/5/2026
- 1 Cosponsor added.
- 12/9/2025
- Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- 4 Cosponsors added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Angela AlsobrooksDemocrat · Maryland
Michael BennetDemocrat · Colorado
Richard BlumenthalDemocrat · Connecticut
Cory BookerDemocrat · New Jersey
Lisa Blunt RochesterDemocrat · Delaware
Susan CollinsRepublican · Maine
Shelley CapitoRepublican · West Virginia
Christopher CoonsDemocrat · Delaware
Tammy DuckworthDemocrat · Illinois
John HickenlooperDemocrat · Colorado
Amy KlobucharDemocrat · Minnesota
Andy KimDemocrat · New Jersey
Patty MurrayDemocrat · Washington
Lisa MurkowskiRepublican · Alaska
Jon OssoffDemocrat · Georgia
Jeanne ShaheenDemocrat · New Hampshire
Raphael WarnockDemocrat · Georgia
Elizabeth WarrenDemocrat · Massachusetts