Algorithmic Accountability Act of 2025

Consumer Transparency and Information: The bill requires the creation of a publicly accessible repository to inform consumers about the use of automated decision systems and augmented critical decision processes (Section 6(b)(1)(A)).

Protection Against Material Negative Impacts: Covered entities are required to attempt to eliminate or mitigate any impact that demonstrates a likely material negative impact on a consumer's life (Section 3(b)(1)(H)).

Increased Accountability for Critical Life Decisions: The bill targets "critical decisions" that have significant effects on a person's life, such as access to education, employment, healthcare, and financial services (Section 2(8)).

Evaluation of Consumer Rights: Impact assessments must evaluate whether entities provide clear notice to consumers and whether they offer mechanisms for consumers to opt out of such systems (Section 4(a)(8)).

Data Privacy and Security Oversight: The bill requires entities to perform ongoing testing and evaluation of privacy risks, including data minimization practices and information security measures (Section 4(a)(3)).

Administrative Burden on Entities: The Commission must take into consideration the administrative burden placed on the covered entity when promulgating regulations (Section 3(b)(1)(A)(iii)).

Potential Commercial Risks: In establishing a public repository, the Commission must consider how to provide information while minimizing potential commercial risk to covered entities (Section 6(b)(1)(C)(i)).

Information Limitations: The bill acknowledges that some assessment or documentation may not be possible due to the nature of the relationship between a covered entity and consumers or the availability of certain data (Section 3(b)(2)(A)(i)).