Easy Enrollment in Health Care Act

Streamlined Enrollment: Taxpayers can elect to have household members evaluated for insurance eligibility and enrolled in zero-net-premium coverage while filing their tax returns (Section 3(a)).

Zero-Net-Premium Coverage: Eligible individuals can be enrolled in health plans that cost $0.00 out-of-pocket (Section 3(a)(2)(A)).

Reduced Procedural Burdens: Exchanges are required to minimize the additional information a taxpayer must provide by using reliable third-party data and tax return information (Section 4(a)(1)).

Improved Income Verification: For those applying in the early months of a year, eligibility can be based on the modified adjusted gross income from the preceding calendar year (Section 5(a)(1)(vii)(I)).

Easier Verification: The act allows for the waiver of certain verification requirements if information can be obtained through reliable data matches or other public agencies (Section 6(e)(1)).

Potential for Enrollment Errors: If there is an error in the tax return information transferred to an Exchange, it could result in an individual being determined eligible for more or less assistance than they are actually entitled to (Section 3(e)).

Requirement for Supplemental Forms: Even with tax return information, taxpayers may still need to submit a supplemental form to provide additional details like state of residence or date of birth (Section 3(b)(3)).

Default Enrollment Concerns: Individuals may be enrolled in a default health plan if they fail to select a different plan or opt out by the end of a special enrollment period (Section 4(c)(2)(E)).