Bill · H.R. 3947· House(119-HR-3947)
Easy Enrollment in Health Care Act
- Introduced
- 6/12/2025
- Last activity
- 6/12/2025 — Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Sponsored by
- Ami Bera
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
The "Easy Enrollment in Health Care Act" aims to streamline how people sign up for health insurance affordability programs and minimum essential coverage. It establishes a system where taxpayers can use their federal income tax returns to determine eligibility and enroll in zero-net-premium health plans. The bill creates a secure electronic interface to transfer relevant tax information to health insurance Exchanges. It also modernizes how income eligibility is determined for programs like Medicaid and CHIP. Additionally, the act strengthens data infrastructure by allowing access to various reliable data sources to verify eligibility.
Yes· 3 of 12
Does this make health care easier to get in general?+8
By streamlining enrollment via tax returns, the bill significantly reduces barriers to obtaining health coverage.
Would households on low incomes be better off under this?+7
The bill greatly simplifies access to zero-net-premium coverage for low-income families.
Does this strengthen the Affordable Care Act?+7
It enhances the functionality of the ACA Exchange system by using tax data to facilitate easier enrollment.
The opposite
Does this give people more control over their personal data?-3
The bill requires more extensive transfer of tax and personal data between agencies, which may impact privacy.
Does this give the government more power to monitor people inside the country?-2
The bill involves increased data sharing between the IRS and health agencies, which may raise privacy concerns.
Who it would affect, and how
Potential Positive Impacts for People
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Streamlined Enrollment: Taxpayers can elect to have eligibility determined and enroll in zero-snet-premium coverage directly through the process of filing their tax returns (Section 3(a)).
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Automatic Enrollment Options: The bill provides for the enrollment of household members into zero-net-premium plans if they are eligible and the taxpayer does not opt out or select a different plan (Section 3(a)(2)).
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Reduced Procedural Burdens: Exchanges are instructed to minimize the additional information required from taxpayers by using information already provided on tax returns or through reliable third-party data (Section 4(a)(1)).
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Improved Eligibility Determinations: States can rely on findings from agencies administering SNAP or TANF programs to verify eligibility for medical assistance (Section 5(a)(1)(a)).
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Financial Predictability: The act includes a "safe harbor" to ensure that no increase in payments is imposed if advance payments are consistent with income and family size shown on the tax return (Section 3(b)(5)(C)(i)).
Potential Negative Impacts for People
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Default Enrollment: Individuals may be enrolled in a default qualified health plan if they fail to select a different plan or opt out by the end of a special enrollment period (Section 3(b)(1)(B)(ii) and Section 4(c)(2)(E)).
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Requirement for Supplemental Information: Even with the use of tax returns, taxpayers may still need to submit a supplemental form to provide necessary details like state of residence, date of birth, or employment status (Section 3(b)(3)).
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Need for Reconsideration: If an error occurs in the transferred tax information that affects eligibility, individuals must follow specific procedures to correct their status (Section 3(e)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+7Good For Children+5Good For Middle Class Households+5Good For Immigrants+4Good For Middle Aged+4Good For Young Adults+4
- Healthcare
- Improves Healthcare Access+8Increases Affordable Care Act Support+7Increases Medicaid Funding+5
- Governance And Ideology
- Increases Federal Power+3Improves Due Process+2
- Social Issues And Justice
- Improves Poverty Reduction+4
- Education And Technology
- Improves Data Privacy-3
- National Security And Foreign Policy
- Increases Domestic Surveillance-2
- 6/12/2025
- Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.