Bill · S. 1845· Senate(119-S-1845)
No Loan Forgiveness for Terrorists Act of 2025
- Introduced
- 5/21/2025
- Last activity
- 5/21/2025 — Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- Sponsored by
- Jim Banks
- Cosponsors
- - 2 - 0
- Introduced
- In Committee
What this bill would do
This bill, known as the "No Loan Forgiveness for Terrorists Act of 2025," aims to change the public service loan forgiveness program. It proposes an amendment to the Higher Education Act of 1965. The change would ensure that qualifying public service work does not include employment with certain organizations. Specifically, it seeks to exclude organizations that engage in activities with a substantial illegal purpose.
Yes
Does this tighten control of the border?+3
The bill restricts benefits for those aiding illegal immigration, which aligns with stricter border security objectives.
Does this give the federal government more power?+2
The bill expands federal oversight over which organizations qualify for federal student loan forgiveness benefits.
Does this put more money into stopping terrorism?+2
By excluding terrorist-linked organizations from public service benefits, it aligns with counter-terrorism efforts.
The opposite· 3 of 12
Would LGBTQ people be better off under this?-5
The bill specifically targets organizations involved in certain procedures often associated with gender transitions.
Does this expand the rights of LGBTQ people?-5
The bill targets organizations involved in gender-affirming care transitions of minors, which may negatively impact LGBTQ+ advocacy and access.
Does this reduce what student borrowers owe or repay?-4
It creates new exclusions that limit the scope of the public service loan forgiveness program.
Who it would affect, and how
Potential Positive Impacts for People
-
Exclusion of illegal activities from public service benefits: The bill aims to ensure that people working for organizations that engage in activities with a substantial illegal purpose do not qualify for public service loan forgiveness (Section 2).
-
Prevention of support for terrorism and cartels: The bill seeks to exclude organizations that materially support terrorism, such as facilitating funding or operations for cartels designated as Foreign Terrorist Organizations (Section 2, subsection ii).
-
Protection against child abuse and trafficking: The bill includes provisions to exclude organizations that materially support child abuse, including specific harmful practices or the trafficking of children for emancipation from lawful parents (Section 2, subsection iii).
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Prevention of illegal discrimination and legal violations: The bill aims to exclude organizations that engage in a pattern of aiding or abetting illegal discrimination or a pattern of violating State tort laws, such as trespassing or obstruction of highways (Section 2, subsections iv and v).
Potential Negative Impacts for People
- Loss of loan forgiveness eligibility: Individuals employed by organizations that are deemed to engage in activities with a substantial illegal purpose would no longer have those jobs count as qualifying public service (Section 2).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For L G B T Q Community-5Good For Immigrants-3Good For Students-3Good For Hispanic Americans-2Good For Low Income Households-2Good For Young Adults-2Good For Middle Class Households-1
- Education And Technology
- Improves Student Loan Relief-4Improves College Affordability-3
- Social Issues And Justice
- Improves Border Security+3Improves L G B T Q Rights-5Improves Pathway To Citizenship-3Improves Freedom Of Speech-2
- Governance And Ideology
- Increases Federal Power+2
- National Security And Foreign Policy
- Increases Counter Terrorism Funding+2
- 6/10/2025
- 1 Cosponsor added.
- 5/21/2025
- Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- 1 Cosponsor added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Bernie MorenoRepublican · Ohio
Tommy TubervilleRepublican · Alabama