Bill · S. 1807· Senate(119-S-1807)
Timely and Accurate Benefits Act
- Introduced
- 5/19/2025
- Last activity
- 5/19/2025 — Read twice and referred to the Committee on Finance.
- Sponsored by
- Jim Banks
- Cosponsors
- - 1 - 0
- Introduced
- In Committee
What this bill would do
The Timely and Accurate Benefits Act requires States to implement a specific technological system to manage federal benefit funds. To remain eligible for these funds, States must procure and use an Enhanced Income Identification and Verification Platform within one year. This platform is designed to verify income for any program where eligibility or benefit amounts are based on an individual's or household's income. The system uses automated, real-time data matching to identify unreported or underreported income. It also includes the ability to analyze applicant-permissioned deposit account transaction data.
Yes· 3 of 7
Does this make the government pay for what it commits to?+4
The emphasis on real-time verification and data matching enhances the accuracy of federal fund distribution.
Does this give the federal government more power?+4
The bill imposes strict technological requirements and eligibility verification mandates on State governments to receive Federal funds.
Does this reduce what the federal government owes?+3
The bill aims to reduce improper payments by identifying unreported income, which could lead to long-term federal savings.
The opposite· 3 of 6
Does this give people more control over their personal data?-5
The mandate to analyze person-permissioned bank transaction data poses significant risks to personal financial privacy.
Does this protect people from being watched or searched?-5
Accessing deposit account transaction data represents a significant intrusion into individual financial privacy.
Does this give the government more power to monitor people inside the country?-4
The required monitoring of personal deposit account transactions represents an increase in financial surveillance of citizens.
Who it would affect, and how
Potential Positive Impacts for People
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Accuracy in Benefit Determination: The platform uses automated, real-time data matching and analytics to identify potential instances of underreported income or improper payments (Section 3, Definition 3A). This could ensure that benefit amounts are calculated accurately based on a person's actual financial situation.
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Data Integrity: The system includes the ability to identify and consolidate overlapping data to avoid the double-scounting of financial records (Section 3, Definition 3B). This could prevent errors caused by redundant financial information.
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Individual Oversight: The platform provides an option for claimants to review and attest to the accuracy of the data being analyzed (Section 3, Definition 3B). This gives people a way to ensure their financial information is being reported correctly.
Potential Negative Impacts for People
-
Increased Income Scrutiny: The platform is designed to proactively identify unreported or underreported "enhanced gross income," which includes various sources such as wages, tips, unemployment, Social Security, interest, rental income, and even regular gifts or contributions (Section 3, Definition 2). This means more of a person's various income sources will be subject to verification.
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Financial Privacy Implications: The platform involves receiving and analyzing applicant-permissioned deposit account transactional data to verify income sources not currently obtained through existing data sources (Section 3, Definition 3B). This requires the use of a person's specific bank transaction data for the verification process.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Economy And Finance
- Improves Fiscal Responsibility+4Reduces Government Spending+3Reduces National Debt+3
- Education And Technology
- Improves Data Privacy-5
- National Security And Foreign Policy
- Increases Domestic Surveillance-4
- Demographic And Interest Groups
- Good For Low Income Households-3
- Governance And Ideology
- Increases Federal Power+4Improves Government Transparency+2Improves Due Process+1Improves Privacy Rights-5Increase States Rights-3
- Social Issues And Justice
- Improves Social Security+2Improves Poverty Reduction-2
- 5/19/2025
- Read twice and referred to the Committee on Finance.
- 1 Cosponsor added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Cynthia LummisRepublican · Wyoming