Bill · S. 1545· Senate(119-S-1545)
Repeatedly Flooded Communities Preparation Act
- Introduced
- 4/30/2025
- Last activity
- 5/1/2025 — Committee on Banking, Housing, and Urban Affairs. Hearings held.
- Sponsored by
- Tim Scott
- Cosponsors
- - 0 - 1
- Introduced
- In Committee
What this bill would do
The "Repeatedly Flooded Communities Preparation Act" amends the National Flood Insurance Act of 1968 to hold certain communities accountable for areas frequently damaged by floods. It defines "covered communities" based on the number of repetitive loss structures or damaged public and nonprofit facilities. These communities must identify damaged areas, assess risks, and create and implement a mitigation plan. The Administrator can provide data and consider compliance when awarding mitigation grants. However, the Administrator may impose sanctions, including probation or suspension from the national flood insurance program, for non-compliance.
Yes· 3 of 11
Does this improve help for people hit by a disaster?+6
Requires data-driven mitigation plans to reduce the frequency and severity of flood disaster impacts.
Does this better protect air, water and wildlife?+5
Focuses on mitigating the impacts of flooding through systemic planning and risk assessment.
Does this make what the government does easier for the public to see?+5
Requires flood risk mitigation plans and progress reports to be made available to the public.
The opposite
Does this leave more decisions to the states?-4
Imposes federal requirements and potential sanctions on local community flood management.
Who it would affect, and how
Potential Positive Impacts for People
-
Risk Reduction and Planning: Covered communities are required to identify repeatedly damaged areas, assess continuing risks, and develop and implement specific plans to mitigate those flood risks. (Section 2(a)(2)(A)-(E))
-
Public Transparency: The bill requires that mitigation plans, updates, and progress reports on reducing flood risk be made available to the public. (Section 2(a)(2)(F))
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Access to Data: The Administrator must provide covered communities with property addresses and claim dates upon request to help them develop their mitigation plans. (Section 2(a)(4)(A))
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Financial Incentives: The Administrator may consider a community's compliance and efforts to remedy flooding problems when determining financial assistance via mitigation grants. (Section 2(a)(4)(B))
Potential Negative Impacts for People
- Loss of Insurance Access: Communities that fail to comply or make sufficient progress in reducing flood risks may face sanctions, which can include probation or suspension from the national flood insurance program. (Section 2(a)(5)(A)-(B))
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Environment Energy And Infrastructure
- Improves Disaster Relief And F E M A+6Improves Environmental Protections+5
- Demographic And Interest Groups
- Good For Low Income Households+2Good For Middle Class Households+2Good For Rural Residents+2Good For Urban Residents+2
- Social Issues And Justice
- Improves Affordable Housing+4Reduces Homelessness+2
- Governance And Ideology
- Improves Government Transparency+5Increases Federal Power+4Increase States Rights-4
- Economy And Finance
- Improves Fiscal Responsibility+3
- 5/1/2025
- Committee on Banking, Housing, and Urban Affairs. Hearings held.
- 4/30/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 1 Cosponsor added.
- Introduced in Senate
Brian SchatzDemocrat · Hawaii