Bill · S. 120· Senate(119-S-120)
Disaster Housing Reform for American Families Act
- Introduced
- 1/16/2025
- Last activity
- 1/16/2025 — Read twice and referred to the Committee on Homeland Security and Governmental Affairs.
- Sponsored by
- Bill Cassidy
- Cosponsors
- - 0 - 2
- Introduced
- In Committee
What this bill would do
This bill, known as the "Disaster Housing Reform for American Families Act," seeks to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act. It proposes the establishment of a pilot program directed by the President to create temporary disaster assistance housing. This program involves entering into contracts with eligible entities, such as manufacturers or producers of modular and manufactured homes. The goal is to provide housing structures that can be made available shortly after a major disaster is declared. Additionally, the bill allows for the potential transfer of this housing into established affordable housing programs.
Yes· 3 of 9
Does this improve help for people hit by a disaster?+8
The bill expands the Stafford Act by creating a structured pilot program for rapid temporary disaster housing.
Does this make housing cost less?+7
The bill establishes a mechanism to provide rapid temporary housing that can transition into permanent affordable housing programs.
Would households on low incomes be better off under this?+6
The bill facilitates access to affordable housing and provides assistance for mortgage closing costs.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Rapid Housing Availability: The bill requires that housing be available to individuals and households no later than 90 days (or 120 days if extended) after a major disaster declaration, which helps people get shelter quickly (Section 2, subparagraph C, ii).
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Flexible Housing Solutions: The housing constructed can have the capacity to become permanent housing after a disaster declaration terminates (Section 2, subparagraph D, i).
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Community-Specific Support: The housing is required to reflect the specific needs of the community based on the type of major disaster they experienced (Section 2, subparagraph C, iv).
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Safety and Welfare Protections: The structures must provide a minimum level of protection against natural hazards to protect the health, safety, and general welfare of those using the housing (Section 2, subparagraph C, v).
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Affordable Housing Transitions: The program establishes guidelines for transferring constructed housing to local affordable housing programs, public housing authorities, or nonprofit organizations after a disaster (Section 2, subparagraph E).
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Mortgage Assistance: The President may provide financial assistance to individuals or households affected by a major disaster to help with closing costs when purchasing residential property through Federal affordable financing programs (Section 2, paragraph 6).
Potential Negative Impacts for People
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Limited Housing Size: The bill restricts the constructed housing to a maximum of 4 units per structure (Section 2, subparagraph C, i).
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Program Expiration: The pilot program is set to terminate 5 years after the date of the Act's enactment (Section 2, subparagraph F).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+6Good For Middle Class Households+3Good For Rural Residents+2Good For Urban Residents+2
- Social Issues And Justice
- Improves Affordable Housing+7Improves Poverty Reduction+3
- Environment Energy And Infrastructure
- Improves Disaster Relief And F E M A+8
- Economy And Finance
- Increases Job Creation+3Improves Small Business Support+2
- 3/10/2026
- 1 Cosponsor added.
- 1/16/2025
- Read twice and referred to the Committee on Homeland Security and Governmental Affairs.
- 1 Cosponsor added.
- Introduced in Senate
Mazie HironoDemocrat · Hawaii
Alex PadillaDemocrat · California