Bill · S. 1015· Senate(119-S-1015)
A bill to extend the National Flood Insurance Program through December 31, 2026.
- Introduced
- 3/13/2025
- Last activity
- 3/13/2025 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S1745)
- Sponsored by
- Bill Cassidy
- Cosponsors
- - 2 - 0
- Introduced
- In Committee
What this bill would do
This bill seeks to extend the National Flood Insurance Program. It proposes to change the expiration date from September 30, 2023, to December 31, 2026. The legislation amends two specific sections of the National Flood Insurance Act of 1968. These changes affect the financing and the program's expiration.
Yes
Does this improve help for people hit by a disaster?+5
Extending the flood insurance program provides essential continuity for disaster mitigation and recovery support.
Would households on low incomes be better off under this?+3
The extension helps maintain access to flood insurance, which is a critical safety net for vulnerable households.
Would middle-income households be better off under this?+3
The extension provides continued access to affordable flood insurance for homeowners.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Program Continuity: By updating the expiration date to December 31, 2026, the bill extends the National Flood Insurance Program through that date. This is found in Section 1(a) and Section 1(b).
Potential Negative Impacts for People
- No negative impacts are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+3Good For Middle Class Households+3
- Environment Energy And Infrastructure
- Improves Disaster Relief And F E M A+5
- 6/9/2025
- 1 Cosponsor added.
- 3/13/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S1745)
- 1 Cosponsor added.
- Introduced in Senate
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
John KennedyRepublican · Louisiana
Roger WickerRepublican · Mississippi