CONGRESS FOR VOTERS

RepublicanBill · H.R. 8141· House(119-HR-8141)

Fair Credit Reporting Reseller Accuracy Act

Rep. Lawler
Age: 40 years
New York
Introduced
3/27/2026
Last activity
9/1/2026 — Placed on the Union Calendar, Calendar No. 689.
Sponsored by
Michael Lawler
Cosponsors
Republican - 2Democrat - 1
Finance and Financial Sector
  1. Introduced
  2. On Calendar

What this bill would do

This bill, known as the "Fair Credit Reporting Reseller Accuracy Act," aims to amend the Fair Credit Reporting Act. It focuses on how resellers handle information found in consumer reports. Specifically, it requires these resellers to follow reasonable procedures to ensure the information they transmit is as accurate as possible. This requirement applies before a reseller sends information to an end user or another reseller. The bill also includes a limitation of liability for resellers who accurately communicate information they received from another consumer reporting agency.

Yes· 3 of 13

  • Does this give people more protection from unfair business practices?+4

    Increases requirements for accuracy in consumer credit reports transmitted by resellers.

  • Would households on low incomes be better off under this?+3

    Increases accuracy of credit reports, which is critical for accessing affordable credit.

  • Would middle-income households be better off under this?+3

    Ensures credit reports are accurate, potentially improving loan terms.

The opposite

No question was scored the opposite.