Bill · H.R. 7681· House(119-HR-7681)
HSA’s For All Act
- Introduced
- 2/25/2026
- Last activity
- 2/25/2026 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Aaron Bean
- Cosponsors
- - 7 - 0
- Introduced
- In Committee
What this bill would do
This bill, titled the "HSA's For All Act," aims to amend the Internal Revenue Code of 1986. The primary purpose is to expand the eligibility requirements for health savings accounts. It changes the definition of an "eligible individual" based on coverage under a "covered health plan." This bill also updates the definition of a "covered health plan" to include qualified health plans from an Exchange or group health plans. These changes include several conforming amendments to various sections of the code. The amendments are set to take effect for taxable years beginning after December 31, 2026.
Yes· 3 of 4
Does this strengthen the Affordable Care Act?+5
The bill expands eligibility for health savings accounts by including qualified health plans offered through the ACA Exchange.
Would middle-income households be better off under this?+4
Expanding HSA eligibility allows more people with group or exchange-based health plans to utilize tax-advantaged savings.
Would households on low incomes be better off under this?+3
The bill expands access to health savings accounts for individuals covered under various qualified health plans.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Expansion of HSA Eligibility: By redefining an "eligible individual" to include anyone covered under a "covered health plan," the bill expands who can participate in health savings accounts. (Section 2(a))
-
Broader Definition of Health Plans: The bill expands the scope of what counts as a "covered health plan" to include qualified health plans offered through an Exchange or group health plans. (Section 2(b))
Potential Negative Impacts for People
- No negative impacts or burdens are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Middle Class Households+4Good For Low Income Households+3Good For People With Disabilities+2
- Healthcare
- Increases Affordable Care Act Support+5
- 7/22/2026
- 1 Cosponsor added.
- 7/20/2026
- 1 Cosponsor added.
- 5/21/2026
- 1 Cosponsor added.
- 4/22/2026
- 1 Cosponsor added.
- 3/25/2026
- 1 Cosponsor added.
- 2/25/2026
- Referred to the House Committee on Ways and Means.
- 2 Cosponsors added.
- Introduced in House
Tom BarrettRepublican · Michigan
Mike CareyRepublican · Ohio
Scott FitzgeraldRepublican · Wisconsin
Glenn GrothmanRepublican · Wisconsin
Mike HaridopolosRepublican · Florida
Blake MooreRepublican · Utah
Nathaniel MoranRepublican · Texas