Bill · H.R. 7504· House(119-HR-7504)
Housing for America’s Middle Class Act of 2026
- Introduced
- 2/11/2026
- Last activity
- 2/11/2026 — Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Sponsored by
- Michael Lawler
- Cosponsors
- - 0 - 1
- Introduced
- In Committee
What this bill would do
This bill, known as the Housing for America's Middle Class Act of 2026'', directs the Government Accountability Office to conduct a specific study. The Comptroller General is required to submit a report to Congress within 180 days of the Act's enactment. This report must look into housing affordability issues specifically affecting middle-income homeowners and renters. It aims to identify gaps where federal programs benefit lower-income households but exclude middle-income ones. Finally, the report must recommend a definition for workforce housing'' to help federal agencies include these households in existing programs.
Yes
Would middle-income households be better off under this?+4
The bill aims to identify ways to include middle-income earners in federal housing assistance and incentive programs.
Does this make housing cost less?+3
The bill directs a study to identify gaps in federal programs and recommend a definition for workforce housing to help middle-income families access affordable housing.
Does this make what the government does easier for the public to see?+2
The bill mandates a GAO report to Congress to increase understanding of how federal housing programs impact middle-income households.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Identification of affordability issues: The report will identify issues with housing affordability for middle-income homeowners and renters, including specific geographic locations where housing is most unaffordable (Section 3, subsection 1).
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Highlighting program gaps: The bill requires the identification of Federal housing programs, such as tax credits, grants, and credit programs, that currently benefit lower-income households but are unavailable to middle-income households (Section 3, subsection 2). It also seeks to find gaps in the inclusion of middle-income households in programs designed to promote affordability (Section 3, subsection 3).
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Establishing a workforce housing definition: The report will provide recommendations for a definition of ``workforce housing'' based on income parameters (Section 3, subsection 4).
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Connecting definitions to incentives: The study will analyze how a new definition could relate to incentives for workforce housing development through Federal programs, policies, and other initiatives (Section 3, subsection 5).
Potential Negative Impacts for People
- No specific negative impacts are mentioned in the text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Middle Class Households+4
- Social Issues And Justice
- Improves Affordable Housing+3
- Governance And Ideology
- Improves Government Transparency+2
- 2/11/2026
- Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 1 Cosponsor added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Josh GottheimerDemocrat · New Jersey