CONGRESS FOR VOTERS

RepublicanBill · H.R. 7186· House(119-HR-7186)

American Family Housing Act

Rep. Miller
Age: 67 years
Illinois
Introduced
1/21/2026
Last activity
1/21/2026 — Referred to the House Committee on Financial Services.
Sponsored by
Mary Miller
Cosponsors
Republican - 7Democrat - 0
Housing and Community Development
  1. Introduced
  2. In Committee

What this bill would do

The American Family Housing Act aims to amend the Investment Company Act of 1940. This bill would prevent certain large-scale companies from buying single family residences. Specifically, it targets registered investment companies or private funds managing more than $100,000,000,000 in assets. These companies would be prohibited from purchasing single family residences or owning more than 49 percent of the equity in a qualified issuer. A qualified issuer is defined as an entity holding more than 100 single family residences.

Yes· 3 of 6

  • Does this make housing cost less?+6

    The bill seeks to increase housing availability by prohibiting large-scale institutional investors from purchasing single-family residences.

  • Would households on low incomes be better off under this?+5

    The restriction on large-scale corporate buyers may help maintain more affordable housing options for low-income households.

  • Does this make it easier to run a small business?+5

    By preventing massive investment companies from dominating the single-family housing market, this bill may reduce competition pressure on smaller real estate entities.

The opposite

  • Would billionaires be better off under this?-7

    The bill directly restricts the investment capabilities of very large funds managing over $100 billion in assets.