Yes in God's Backyard Act

Increased Affordable Housing: The bill defines affordable rental housing as charging no more than 30 percent of a covered household's income, which could lower housing costs for people at or below 100 percent of area median income (Sec. 290).

Support for Vulnerable Groups: The bill provides technical assistance and grant preferences for creating housing for homeless individuals and families, veterans, people with disabilities, and extremely low-income families (Sec. 291(b)(2) and Sec. 292(d)).

Better Access to Opportunity: There is a specific focus on increasing equitable access to "well-resourced areas of opportunity" (Sec. 291(b)(2)(F) and Sec. 292(d)(1)).

Intergenerational Living: The bill includes provisions to support housing for intergenerational families (Sec. 291(b)(2)(D) and Sec. 292(d)(5)).

Competitive Funding: Because the Challenge Grants are awarded on a "competitive basis," many eligible local governments or organizations may not receive the funding needed to remove housing barriers (Sec. 292(b)).

Administrative Overhead: Up to 10 percent of the funds authorized for the grant program can be used by the Secretary for administration rather than direct housing projects (Sec. 292(g)(2)).