Bill · H.R. 6760· House(119-HR-6760)
Protecting Access to Affordable Coverage Act of 2025
- Introduced
- 12/16/2025
- Last activity
- 12/16/2025 — Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Sponsored by
- Chris Pappas
- Cosponsors
- - 5 - 0
- Introduced
- In Committee
What this bill would do
The Protecting Access to Affordable Coverage Act of 2025 aims to amend the Patient Protection and Affordable Care Act. It seeks to facilitate the enrollment of individuals into qualified health plans. The bill extends the open enrollment period for the 2026 plan year. It also includes provisions to repeal certain verification requirements. Additionally, the legislation establishes special enrollment opportunities for specific individuals based on income. Finally, it amends the rules regarding Navigator grants.
Yes· 3 of 5
Does this strengthen the Affordable Care Act?+6
The bill expands enrollment periods and special enrollment opportunities under the ACA.
Does this make health care easier to get in general?+5
The bill increases access to health plans by extending open enrollment and creating monthly special enrollment periods for low-income individuals.
Would households on low incomes be better off under this?+5
The bill creates monthly special enrollment periods for households with incomes not exceeding 150 percent of the poverty line.
The opposite
Does this reduce what the federal government spends?-2
The bill mandates a $100,000,000 obligation for Navigator grants for fiscal year 2026 and subsequent years.
Who it would affect, and how
Potential Positive Impacts for People
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Extended Enrollment Time: The bill extends the open enrollment period for plan year 2026 to begin no later than November 1, 2025, and end no earlier than May 1, 2026 (Section 2(a)). This provides a longer window for people to sign up for health plans.
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Increased Enrollment Opportunities for Low-Income Individuals: The bill establishes a special enrollment period that occurs once per month for individuals eligible for advance premium tax credits whose household income is not expected to exceed 150 percent of the poverty line (Section 2(c)).
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Mandatory Local Support: The Exchange is required to award grants to at least one entity that has a physical presence within the State of that Exchange (Section 2(d)). This ensures there is local help available for navigators.
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Removal of Financial Burdens from Navigators: The bill prohibits certain entities from charging fees to applicants or enrollees or requesting any form of payment from them (Section 2(d)).
Potential Negative Impacts for People
- No specific negative impacts are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Healthcare
- Increases Affordable Care Act Support+6Improves Healthcare Access+5
- Demographic And Interest Groups
- Good For Low Income Households+5Good For Middle Class Households+2
- Social Issues And Justice
- Improves Poverty Reduction+3
- Economy And Finance
- Reduces Government Spending-2
- 1/13/2026
- 1 Cosponsor added.
- 12/17/2025
- 1 Cosponsor added.
- 12/16/2025
- Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 3 Cosponsors added.
- Introduced in House
Maggie GoodlanderDemocrat · New Hampshire
Julie JohnsonDemocrat · Texas
April McClain DelaneyDemocrat · Maryland
Eleanor NortonDemocrat · District of Columbia
Andrea SalinasDemocrat · Oregon