Bill · H.R. 6455· House(119-HR-6455)
Health Insurance Premium Fairness Act of 2025
- Introduced
- 12/4/2025
- Last activity
- 12/4/2025 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Mike Levin
- Cosponsors
- - 3 - 0
- Introduced
- In Committee
What this bill would do
This bill, known as the "Health Insurance Premium Fairness Act of 2025," proposes changes to the Internal Revenue Code of 1986. It aims to adjust how the health care insurance premiums tax credit is calculated. Specifically, it would allow certain Medicare premiums paid by household members to be taken into account. This reduction would apply to the amount determined for the tax credit. The changes would apply to coverage months starting after December 31, 2025.
Yes· 3 of 5
Would people over 65 be better off under this?+3
The bill provides relief by accounting for the Medicare premiums paid for seniors within a household when determining tax credits.
Would retired people be better off under this?+3
The bill accounts for the cost of Medicare premiums, which directly benefits retirees and their household members' financial planning.
Does this cut taxes for middle-income families?+3
The bill allows taxpayers to reduce their calculated tax credit amount by the amount of Medicare premiums paid by household members, effectively adjusting their tax liability to account for these healthcare costs.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Reduction in tax credit calculations: The bill would reduce the amount determined under paragraph (2)(B)(ii) by the aggregate amount of specified Medicare premiums paid by household members, which could help taxpayers account for these costs (Section 2(a)(1)(A)).
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Inclusion of various Medicare costs: The provision includes premiums for coverage under part A, B, C, or D of title XVIII of the Social Security Act, as well as premiums for Medicare supplemental policies, allowing more types of healthcare costs to be considered (Section 2(a)(1)(C)).
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Broad definition of household members: The adjustment can include any individual taken into account when determining the family size of the applicable taxpayer (Section 2(a)(1)(B)).
Potential Negative Impacts for People
- No specific negative impacts are explicitly detailed in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Retirees+3Good For Seniors+3Good For Middle Class Households+2
- Economy And Finance
- Reduces Middle Class Taxes+3
- Healthcare
- Increases Affordable Care Act Support+2
- 12/4/2025
- Referred to the House Committee on Ways and Means.
- 3 Cosponsors added.
- Introduced in House
Julie JohnsonDemocrat · Texas
Eleanor NortonDemocrat · District of Columbia
Linda SánchezDemocrat · California