Bill · H.R. 6306· House(119-HR-6306)
AI Fraud Deterrence Act
- Introduced
- 11/25/2025
- Last activity
- 11/25/2025 — Referred to the House Committee on the Judiciary.
- Sponsored by
- Ted Lieu
- Cosponsors
- - 0 - 1
- Introduced
- In Committee
What this bill would do
The AI Fraud Deterrence Act aims to increase penalties for financial crimes committed using artificial intelligence. It amends several sections of title 18 of the United States Code regarding mail fraud, wire fraud, bank fraud, and money laundering. The bill introduces specific fines and prison sentences for these crimes when assisted by AI. Additionally, it updates laws concerning the impersonation of federal officials to include AI-assisted actions. The legislation also provides a specific definition for artificial intelligence by referencing existing law.
Yes· 3 of 6
Does this give people more protection from unfair business practices?+5
The bill increases penalties for fraud crimes that often target consumers, providing a stronger deterrent against AI-assisted scams.
Would people over 65 be better off under this?+4
The bill provides better protection against AI-driven financial scams which frequently target senior citizens.
Would retired people be better off under this?+4
Stronger deterrents against fraud protect the financial security of retirees from sophisticated AI impersonation scams.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Increased penalties for mail and wire fraud: The bill increases the fine for these crimes to $2,000,000 and adds a specific penalty of up to $1,000,000 or 20 years in prison if artificial intelligence is used. (Section 3(a) and 3(b))
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Stricter punishments for bank fraud: For those who commit bank fraud with the assistance of artificial intelligence, the bill sets a fine of up to $2,000,000 or a prison sentence of up to 30 years, or both. (Section 3(c))
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Enhanced consequences for money laundering: The bill introduces higher fines for money laundering involving artificial intelligence, including fines of up to $1,000,000 or thrice the value of the funds involved, and potential prison time of up to 20 years. (Section 3(e))
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Deterrence of impersonation of federal officials: The bill increases penalties for those who falsely assume or pretend to be an officer or employee using artificial intelligence, allowing for fines up to $1,000,000 or up to 3 years in prison. (Section 4)
Potential Negative Impacts for People
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Higher financial and prison burdens for certain crimes: Individuals committing mail, wire, bank, or money laundering crimes with the assistance of artificial intelligence will face significantly increased fines and longer prison sentences. (Section 3)
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Increased penalties for impersonating officials: Individuals using artificial intelligence to impersonate a federal official can face fines up to $1,000,000 or up to 3 years in prison. (Section 4)
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Retirees+4Good For Seniors+4Good For Low Income Households+3
- Economy And Finance
- Improves Consumer Protection+5
- Governance And Ideology
- Improves Government Transparency+3Improves Freedom Of Speech+2
- 11/25/2025
- Referred to the House Committee on the Judiciary.
- 1 Cosponsor added.
- Introduced in House
Neal DunnRepublican · Florida