Bill · H.R. 610· House(119-HR-610)

Close the Medigap Act of 2025

Age: 80 years

Texas

Introduced: 1/22/2025
Last activity: 1/22/2025 — Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sponsored by: Lloyd Doggett
Cosponsors: - 45 - 0

Health

Introduced
In Committee

What this bill would do

This legislation makes several reforms to Medicare supplemental health insurance policies, commonly known as Medigap. It establishes guaranteed issue protections so that insurance companies cannot deny coverage or charge more based on an individual's health status, medical history, or preexisting conditions. The bill updates medical loss ratio rules and prohibits pricing discrimination based on age. It also improves the Medicare plan finder website to help consumers compare options and understand costs. Additionally, the legislation restores access to first-dollar Medigap coverage and requires transparency reports regarding payments made to insurance brokers.

Yes· 3 of 10

Would people over 65 be better off under this?+9
Directly benefits Medicare beneficiaries by ensuring access to supplemental insurance regardless of health status.
Would retired people be better off under this?+9
Directly improves the availability and pricing transparency of supplemental health insurance for retirees.
Would people with disabilities be better off under this?+8
Removes barriers to obtaining supplemental insurance based on preexisting medical conditions.