Bill · H.R. 5990· House(119-HR-5990)
Whole-Home Repairs Act of 2025
- Introduced
- 11/7/2025
- Last activity
- 11/7/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Nikema Williams
- Cosponsors
- - 1 - 1
- Introduced
- In Committee
What this bill would do
The Whole-Home Repairs Act of 2025 directs the Secretary of Housing and Urban Development to create a pilot program aimed at repairing homes. This program provides grants to implementing organizations to fund repairs for eligible homeowners and loans for eligible landlords. Repairs can address accessibility for older adults and people with disabilities, safety and habitability, or energy and water efficiency. Implementing organizations will receive funding to facilitate these home improvements across various geographic settings. The program is intended to be a supplement to existing federal, state, and local funds. The pilot program is scheduled to terminate on October 1, 2031.
Yes· 3 of 19
Would people with disabilities be better off under this?+8
The bill prioritizes accessibility upgrades for individuals with disabilities.
Does this expand the rights of people with disabilities?+8
The bill specifically funds home modifications to improve physical and sensory accessibility for people with disabilities.
Would people over 65 be better off under this?+7
The bill specifically targets accessibility improvements that benefit older adults.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Improved Accessibility: The bill allows for modifications to help individuals with disabilities and older adults, such as installing grab bars, handrails, or ramps (Section 2(a)(14)(A)).
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Enhanced Safety and Habitability: Funds can be used to address safety concerns to ensure homes are fit for human habitation and free from health hazards (Section 2(a)(14)(B)).
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Energy and Water Efficiency: The program supports updates related to energy efficiency, water efficiency, resilience, and weatherization (Section 2(a)(14)(C)).
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Support for Homeowners: Eligible homeowners with household incomes at or below 80 percent of the area median income can receive grants for repairs not covered by other programs (Section 2(a)(3) and 2(b)(2)(A)).
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Support for Landlords: Eligible landlords can access loans to implement repairs for affordable units and common areas (Section 2(b)(2)(B)).
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Rent Stability: For landlords receiving loans, the bill includes requirements to cap annual rent increases at 5 percent of base rent or inflation, whichever is lower, for at least 3 years (Section 2(b)(3)(A)(D)(iv)).
Potential Negative Impacts for People
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Repayment Requirements for Unfinished Work: If a homeowner or landlord does not complete the planned repairs, they may be required to repay the grant or loan on a prorated basis (Section 2(b)(2)(D)(ii)).
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Rent Increase Caps and Lease Restrictions: Landlords must comply with specific rules, such as offering to extend leases to current tenants for at least 3 years and capping rent increases, which could impact their rental business (Section 2(b)(3)(A)(D)).
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Loan Obligations: Loans provided to landlords are secured by a lien recorded against the residential property (Section 2(a)(6)(B)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For People With Disabilities+8Good For Low Income Households+7Good For Seniors+7Good For Retirees+6Good For Native Americans+4Good For Middle Class Households+3Good For Rural Residents+3Good For Urban Residents+3
- Social Issues And Justice
- Improves Disability Rights+8Improves Affordable Housing+7Improves Poverty Reduction+4Reduces Homelessness+2
- Environment Energy And Infrastructure
- Improves Environmental Protections+3Improves Rural Development+3Reduces Carbon Emissions+2
- Economy And Finance
- Improves Consumer Protection+1Increases Job Creation+1
- Governance And Ideology
- Improves Government Transparency+1Increases Federal Power+1
- 5/29/2026
- 1 Cosponsor added.
- 11/7/2025
- Referred to the House Committee on Financial Services.
- 1 Cosponsor added.
- Introduced in House
3 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Troy DowningRepublican · Montana
Mary Gay ScanlonDemocrat · Pennsylvania