Bill · H.R. 5574· House(119-HR-5574)
To extend the National Flood Insurance Program through November 21, 2025.
- Introduced
- 9/26/2025
- Last activity
- 9/26/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Mike Ezell
- Cosponsors
- - 5 - 4
- Introduced
- In Committee
What this bill would do
This bill seeks to extend the National Flood Insurance Program. It proposes to move the expiration date for the program's financing and its overall expiration. The specific new date for these provisions is November 21, 2025.
Yes· 3 of 7
Does this improve help for people hit by a disaster?+3
The bill extends the National Flood Insurance Program, which is a critical component of disaster mitigation and recovery via FEMA.
Would households on low incomes be better off under this?+2
Maintaining flood insurance provides a financial safety net for low-income households living in high-risk areas.
Would middle-income households be better off under this?+2
The extension preserves flood insurance access which is vital for middle-class homeowners.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Continued Program Financing: By striking the previous date and inserting November 21, 2025, the bill extends the financing of the program under Section 1309(a) of the National Flood Insurance Act of 1968.
-
Prevention of Program Expiration: The bill amends Section 1319 of the National Flood Insurance Act of 1968 to push the program's expiration date to November 21, 2025.
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+2Good For Middle Class Households+2Good For Rural Residents+1Good For Urban Residents+1
- Environment Energy And Infrastructure
- Improves Disaster Relief And F E M A+3
- Social Issues And Justice
- Improves Affordable Housing+2
- Economy And Finance
- Improves Fiscal Responsibility+1
- 10/24/2025
- 1 Cosponsor added.
- 10/3/2025
- 2 Cosponsors added.
- 9/30/2025
- 2 Cosponsors added.
- 9/26/2025
- Referred to the House Committee on Financial Services.
- 4 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Troy CarterDemocrat · Louisiana
Lizzie FletcherDemocrat · Texas
Clay HigginsRepublican · Louisiana
Barry MooreRepublican · Alabama
James MoylanRepublican · Guam
Kevin MullinDemocrat · California
Jimmy PatronisRepublican · Florida
Dina TitusDemocrat · Nevada
Randy WeberRepublican · Texas